Saturday, August 9, 2008

The mystery of Pamela Fayed's murder!

This story is more likely to be the plot for a detective story or the filmscript than the real events. Unfortunately almost all the films are based on the reality that is far from being a beautiful and colorful one.

That tragic day nothing was threatening and Pamela Fayed, may be not very rich, but one of the most well fixed persons of the US, leaving her house even had no clue that she will never return there. That day she was to go in one of several ongoing legal meetings in her divorce from Jim Fayed. The marriage has already been finished, no feeling between the husband and wife… no liking, just … a multi-million company! The Fayeds were the only shareholders of their Goldfinger Coin & Bullion Sales company and one of the most prominent DGC companies – E-bullion. Maybe the same company was a reason for the tragedy happened?

Let’s refresh the chronology of the last events.

6:30PM. Monday, July 28, 2008. A parking structure at 1875 E. Century Park in Century City, California. A nice-looking blond woman was stabbed repeatedly by a young slender man about 20 in a black hooded sweat shirt who had cut her throat without any hesitation in daylight and in the presence of several witnesses. The murderer has left the place of crime on a red SUV. Despite a well-timed and qualitative medical care the woman died in UCLA Medical Center where she was carried right after the attack.
The FBI and Los Angeles police have immediately opened a criminal case and started the investigation.
Friday, August 1, 2008. Ventura County, house of Jim Fayed. The owner of the house was arrested by the FBI on charges of conducting unlicensed money transactions and money-laundering. After the search the officers have found and seized $60,000 in cash sealed in a plastic wrap, $3,000,000 in gold bullion and a credit card. Immediately after the arrest the FBI spokeswoman, Laura Eimiller, said that the arrest had nothing in common with the murder and that FBI has started checking the company much earlier.

However, on Monday in court federal prosecutors had announced that the credit card seized earlier from the wallet of Fayed was used to rent the very red SUV which the killer drove. The record of a surveillance camera and the original evidences were enough to identify the car by the license plate and to find out that it was rented from Avis rental car agency located near Fayed's Camarillo business.

So, what is this? The evidence? The direct proof of guilt? Let’s try some versions.

Let’s see the script of the happened events offered by the federal prosecutors. So, according to them Jim Fayed has organized the murder of his wife to avoid being disclosed. Pamela was killed on the eve of one of several ongoing legal meetings in her divorce from Fayed during which she was to say that her husband was hiding or moving the assets involved in their company and may be wanted to escape with all the money. Earlier she said that he was doing everything to block her access to their business records and appealed to the court to "ground rules to protect our clients and personal assets."

Well, all the numbers add up. Everything is against James Fayed but here another idea suggests itself. Was James Fayed so silly to rent a car with the card and keep it then in his wallet? The killer was an amateur as all his actions were not professional ones. It was just his luck that he hasn’t been caught. If James Fayed wanted to kill his wife, he would prefer a “specialist” but not a young cutthroat due to whom all the incriminating evidence was gathered.

So, may be it is “Punk’d”? Unfortunately no Ashton Kutcher and his team, and the situation is not funny at all. However in view of all the facts the version of backpassing does not seem to be groundless. May be the initiator of this “genius” idea was some rival or may be someone from the government who felt fed up with all that DGC money sapping the dollar. It is necessary to add that the last suggestion is widely discussed on the forums. Many people think that Fayed is not guilty and all the charges and evidence are faked-up. One of such examples from Talkgold:

Justman: I just don`t know what to say about this. It seems like US government wanna control everything. But, talking about Pamela`s husband I think he is not guilty in the death of her wife, and all affiliations against him its just reasons that US government could take his company to their hands. E-gold is dead, it seems like E-bullion is next. Maybe, I`m wrong...

By May E-gold can also be involved in this case. As we remember not so long ago we have got the information that after 2 year’s battle with the Justice Department the owners of E-gold have pleaded guilty to money laundering and operating an unlicensed money transmitting business. According to the statements they are facing 20-25 years of imprisonment unless… The Justice is always loyal to those who help it and Dr. Jackson and his team could make the American Themis a favor and tell some interesting details about e-commerce market and its players. In return to some tips the founders of E-gold could shorten their stretch. Moreover, Pamela and Jim Fayeds were an easy prey due to their special love to all kinds of trials and suits.

Earlier the reputation of E-bullion was not perfect, to say the least. Even Assistant U.S. Atty. Mark Aveis, has characterized the system business operations during 2005 and 2006 as Ponzi schemes in which individuals invested up to $20 million. The following facts prove the words of Aveis.

The Times said that the Better Business Bureau for Ventura, Santa Barbara and San Luis Obispo counties has said at least 36 people had complained to it for being reportedly unable to access their assets. Due to this e-Bullion has got an "F" rating.

Having studied the previous court papers it became known that Pamela Fayed had accused her husband of violating money transfer laws.

Recently new complains appeared on the Internet that E-bullion has blocked some accounts without any prior notice and explanation… We think that there is no necessity to add anything else.

One more idea seems to be a horrible one. Nevertheless we should consider all the guesses. The age of the killer is just 20 or a little bit more. The age of the older daughter of the Fayeds is 18. So, having lost both of the parents the girl automatically becomes a rich heiress. Here could be two versions as well. First of them is that a girl didn’t participate in a shocking crime. Some young but very ambitious man who is a close friend of hers or may be the whole family did everything himself. Having taken the credit card, he hired a car and during the next visit have put it back into the wallet of Fayed. After a terrific tragedy he will do his best to relieve a girl and after getting her liking to marry her and all the millions are in his pocket. Another version is that a girl hated her father. As we remember while trying to defend himself James Fayed said that his wife "has a history of making false accusations" and when he contemplated divorce in 2000, his wife has told him she would retaliate by claiming that he had assaulted her and sexually assaulted one of their daughters. May be those assaults were true and one of the daughters still remember them. In 2000 she was only 10. The rest of the scenario is like the previous one but the initiator of the idea is not her boyfriend but she is.

The last version is that it was Pamela Fayed who has organized everything. She wanted to stage an attack to have more arguments against her husband in trial but she didn’t think that everything could end like this… So, she hired a car and asked some young man, may be her lover, to attack her slightly, after this she would go to the hospital and during her treatment the police would find the car and the renter. In case of success she could get a divorce and all the property without sharing anything with the husband.

So, as you see if we continue we can find out a dozen of other versions. As Lt. Natalie Williams from the Los Angeles Police Department has said it was too early to develope a theory for the case and added that their detectives were out there pursuing a number of leads.

We hope that very soon we will get at last the name of the murderer and a nightmare called e-bullion will end.

At the moment all of us have nothing to do but to follow the last news and the rate of e-bullion on the market.

Taken from ecommerce journal

Saturday, June 14, 2008

Interview with MMG admin

MMG

Today's special is an interview with MMG Admin which I'm sure you'll enjoy! Notice that the questions are the same as those we asked DTM Admin. This gives you the chance to compare the answers!

1 - Hi, first of all please kindly give us an introduction to your forum (Don't forget to mention the starting date of the forum and of course your name!).
My name is Yippee and I'm currently an admin at MoneyMakerGroup.com. MMG was started in July of 2004 by Jason (ASFx) and is quickly becoming the web's premier financial destination. We have reached over 100,000 members in less than 4 short years, and are viewed by over 6,000 unique visitors daily.

2 - What benefits can users get out of your forum?
Our new mission and goal is to develop a web-environment that fosters true wealth by providing education, intelligent discussion, and access to real-world results through people who consistently achieve them.

3 - Do you charge users for using any service?
MMG is free to all users, however we do have some upgraded memberships available.

4 - What was the main purpose of starting this forum, I mean was it meant to be just about HYIPs and surf programs or you wanted it to be more general? MoneyMakerGroup forum was originally started to give members of online programs a neutral place to gather and discuss the programs they are participating in. Many of the same members were observed all over the internet in the same programs, but discussing each program in the respective program chat room or forum. Many times you could not honestly discuss the program with others and get unbiased information, therefore MMG was started to provide this type of place.

5 - Based on the picture you had in mind, how successful your forum has been?
MMG has been wildly successful, and we anticipate even greater success in the future with our 2008 MMG makeover.

6 - Do you participate in any program (HYIP or surf) at the present time? Have you ever been an investor? What's the biggest amount you have lost? How about earned?
No, I personally am not participating in any hyip or surf program at the present time and have not for a very long time. In the past I only played a few hyips, but I did like the autosurfs back in the days of StudioTraffic and other large, long running programs. I cannot tell you the largest amount I've ever lost because I haven't lost a very large amount in comparison to what I've gained. I was diligent to always get my principal out of the program as early as possible. Several years ago I was fortunate enough to make some very large profits but I prefer not to disclose the amounts.

7 - Have you ever run a HYIP or surf site (Feel free not to mention the name)?
No, never.

8 - Do you ever take sides in arguments about different programs?
No, never.

9 - Have you ever done anything (such as banning the admin, closing the related topic or adding the program to scam list) that has made a program scam?
Nothing that MMG does can "MAKE" a program scam, that is totally the decision of the program admin. We ban the admin of a program if they are found to have multiple ID's on our forum, or if we find them to be employing fake paid posters, and then sometimes the topic will be moved to the "closed, inactive, and offline" section of the forum. We do not have a "scam list".

10 - If some people try to destroy a program by sending bad votes on your forum, what is your reaction? Do you supervise all the things that people write on different threads?
First of all, MMG is a discussion forum - not a monitor, therefore we do not have a "voting" system here. If members are found to be trolling they will receive a warning, however our definition of trolling may not be the same as yours. We believe in free speech and we allow both sides of a discussion about a program as long as MMG rules are followed. It would be impossible for MMG to supervise every post in every thread on our forum due to the fact we are going on 5 million posts, but have a very small staff of moderators.

11 - There are many people who get paid for sending posts on different threads. What is your strategy toward them?
We feel this is dishonest and deceitful and MMG will ban them without notice, along with the program admin whenever we find them.

12 - Have you ever decided to close or sell the forum (If yes, tell us the reasons and explain why you didn't so)?
MoneyMakerGroup.com is still here, isn't it? :-)

13 - As you know lots of HYIP and surf sites start each day and they usually have topics in your forum. For many of them it is obvious from the first look that they are going to scam soon (for instance 300% daily!). Have you ever tried to stop people losing money in such programs by closing the topics or informing newbies? Don't you think you are kind of responsible?
At one time we tried to move this type of program to our scam section back when we had a scam section a couple years ago. However, we stopped this practice as we now believe it is not our job since we are a discussion forum - not a monitor. We cannot judge each and every program that starts a thread on our forum, and we feel it is the members job to do his own due diligence and use common sense before entering any hyip or any other type of program. NO, we do not think we are responsible in any way, shape, or form. We are here to provide a place for discussion, we do not give investment advice or recommendations, and because we do not give advice or recommendations, we are not responsible for anyones losses. People must learn that they are responsible for their own actions and decisions. All members who join our forum have agreed to our T.O.S. which describes our policies in detail.

14 - Do you think HYIP and surf programs can make constant income for any one? How reliable is the income?
HYIP and surf programs are very volatile and are always a high risk, therefore I would say they are NOT reliable. If they were, we would all be rich, don't you think?

15 - How long do you think it takes for a starter to learn how to gain money out of HYIPs and surf programs? Basically do you suggest people to enter this world?
I don't feel there is much to actually learn, it's a game of chance in my opinion. I would only suggest that people play hyips, etc. if they have spare money and then only for fun.

16 - What can people do to make more profit online?
Come up with a unique idea or product that people need or want to buy, and then sell it everywhere they can find.

17 - Do prefer HYIPs or surf sites? Why?
I play neither, but when I did I preferred autosurf sites because I had better luck with them and I usually enjoyed the surfing.

18 - Can you give us the name of five good programs running now?
No, sorry. As I mentioned above, MMG does not give any program recommendations or investment advice.

19 - What do you think about monitoring sites? Do you think they can also be scammers?
I'm sorry, but I don't have enough time to tell you exactly what I think of most monitoring sites, and yes I do know for a fact that they can be scammers.

20 - What do think about 100RCB.com and our blog? How useful do you think the blog can be for investors?
Unfortunately I have not taken the time to read your site and your blog so I cannot comment on them.

21 - What question did you like to be asked that was not found in this interview? Please answer that too!
I cannot think of any other questions that you haven't already covered.

22 - Was this interview boring?
Boring? No.

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Tuesday, June 10, 2008

HYIP Monitors

As the interest for HYIPs grow every day more and more peolpe bring a fortune to the business but sadly most of them lose all they have since they don't have enough information. Therefor investing in HYIPs, just like every other business, needs wide education.

There are several sources of information about HYIP programs, although none of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Without the right information it may be much harder to be a successful investor.

One of the main sources of the HYIP information are the HYIP monitors. HYIP monitors list all HYIP sites and provide with some basic information about the program, as when it was started, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information - if the program is paying or not. Some programs continue operating even after they’ve finished to pay their members and while experienced investor may always find out easily if the program still pays or not, newbie investors may sometimes lose money on such programs.

All HYIP monitors work in a very simple way, they just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves (of course good monitor admins check the votes and delete the fake ones!), but still the majority of votes are usually made by real people, which were happy after they got paid or angry when they lost it! So pay more attention to the bad votes.

Good programs are never marked with "not paid", so if "ANY" HYIP monitor claims that the program is not paying, stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. Look for more information about a program before considering an investment.

HYIP monitors earn from the interest paid by the HYIPs, but also form referral comissions (not 100RCB.com!) generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $10-$50 to get his HYIP listed. This money is invested aftewards into the program.

HYIP monitors are great to check the program and see if it pays, but using them also needs wisdom since they may list programs paying high returns, like over 10% daily and these HYIPs usually don’t last long, so a lot of people get scammed by believing that the program is able to generate this kind of interest for a long term period.

Use HYIP monitors (Not just one but several) to find new programs and don't forget to visit 100RCB.com for a good list! Also remeber to check every monitor's scam list,too. In addition use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor.
Wish you luck!

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Friday, June 6, 2008

News!

It is not strange but so sad to see some long term HYIPs turn into scams. Two good programs that are recently looking to be not paying are OG Fund (monitored in 100RCB.com for 100 days) and RoiClub (monitored for 66 days). These programs have usually been punctual but the last payment we got from them was a few days ago, so at this time investing in them doesn’t seem wise

As you may remember and was posted here on May 30, RoiClub was moved to “Closed Section” in MMG forum, an action that had a very bad effect on the programs process. Actually HYIP investors usually investigate about a HYIP’s honesty through forums and though being marked as Scam or Closed is a warning not to trust that program anymore!

MMG admins look very active these days since iMonet, another program being in the business for more than 100 days, has also been moved to the “Closed Section” by them! This time the reason was having “Paid Posters” on the forum. Legally the forum admins have the right to do so cause it’s a way of deceiving people and it’s against the forum rules.

Any way there are still good and trustworthy programs running on the net. For a complete list and details about them don’t hesitate to check 100RCB.com!

How to avoid a Ponzi Scheme

This article discusses the signs and the tips how to avoid one of the greatest fraud in HYIP. I am absolutely sure that any person regardless of being a HYIP investor or not has ever heard about this horrible but very talented type of scam.
Everything began with Charles Ponzi who in 1920 perpetrated the fraud to which his name has been forever since attached. The structure of the Ponzi scheme is very simple, in other words, a promoter of a “Ponzi scheme” takes in investor’s funds and pays the investors “profits” from the investors’ own money or from funds from new investors.
The payment of “profits” to the investors attracts other investors, as they see an investment that is paying usually high returns and there is proof right in front of their eyes (investors are being timely paid). The important note is that these are not really “profits” because usually no profits are generated.
There are some kinds of promoters of Ponzi Schemes. The first type is a fraudster. The fraudster is the person who sets out to create a Ponzi scheme. He knows exactly how they work and usually has done them before.
Secondly, a broker brings the investor into the deal. Brokers are people who make their money from the commissions they are paid by the promoter. These commissions are a portion of the funds that the investors invest with the promoter. If the broker is productive at bringing in investment funds, the promoter will make sure that the clients of the broker are paid and that the broker’s commissions are paid. Thus, the broker can sell the investment to others with his own personal knowledge of payment and sell with added zeal. The broker becomes a true believer.
The third type of the fraudster is an affinity investor. Affinity investors are people who are associated with a group, and members of that group often include the promoter and/or the brokers. Because of being a member of the group the investors trust the promoters and/or the brokers. Often these affinity groups are religious in nature.
The following type is a center of influence investor. A “center of influence investor” is an investor who is highly respected with a reputation for being a sound citizen. He is mentioned as an investor to potential investors, and they feel that if this highly respected man is an investor, then it must be o.k. to invest. Usually the “center of influence investor” is innocent of the deeds of the promoter, and he has been sold a bigger bill of goods with even greater promises.
However, sometimes the “center of influence investor” may be a part of the scam. Or the “center of influence investor” may be an investor with a name similar to a real person or company that is credible, and the similarity in names will induce the investors to invest. For example, a trust with a prominent name attached is often used to mislead the investor to invest.
The last kind of promoters is an initially innocent promoter. A close friend or relative often will innocently induce the investor into the deal by proclaiming that he has been timely paid. In details the structure of this Ponzi scheme can be seen in this way: An initially innocent promoter usually has been told by a broker or a fraudster that he can make many times his money if he will invest with them.
Often these are high yield investment programs. The promoter usually has little or no money but he has the ability to raise money through his own contacts and through brokers. For example, he reasons that if he can raise the money and pay the investors 50% a month, then he can keep other 50% as his profit. So he raises the money from all the investors, gives it to the fraudster to invest in the 100% a month deal. Unfortunately, the fraudster steals the money.
We see that all the promoters of a Ponzi scheme can work very clever and sometimes it is almost impossible to find a difference between a real HYIP and a Ponzi scheme without real profits. The Signs of a Ponzi scheme are following:
1) Outrageous Profits. The profits are too good to be true. For example, could a real high yield investment project promise 150% a month? Never, believe me!
2) Excuses for Non-Performance. After sometime in the investment has passed, the promoter makes excuses for the non-payment of profits. He will often blame it on third parties not performing or on the actions of a government. These excuses will change from time to time, but there will always be a promise to pay followed by an excuse and non-payment.
At first the investors tend to believe the promoter but as promises of payment go unfulfilled, the investors become apprehensive. The promoter may pay some partial payments to those who seem to be the most threatening. A threat of filing a civil suit generally means nothing as this only gives the promoter more time; the court action stops everything in his favor.
Most promoters feel that they will make enough money if given enough time to pay all the investors back their principal; however, this seldom happens. On the other hand, there are some promoters who just need time to get out of town and out of the jurisdiction to avoid prosecution and payment.
3) Refusal to Return Principal. When a demand for the return of principal is made, there are more excuses followed by non-payment.
4) Term of Ponzi schemes. Most Ponzi scheme will last for at least 18 months before the excuses begin to run “thin” with the investors leading to the eventual acceptance of the reality that there are no funds to pay investors. However, some Ponzi Schemes have been kept afloat for many years before their collapse.
According to my HYIP experience, though the investors know about existing the Ponzi schemes and their signs, they still get into a Ponzi scheme and still loss their money. Certainly, most potential investors want proof that the investment is not a fraud, but you must be very careful: Ponzi schemes appear and develop constantly!

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Tuesday, June 3, 2008

Bright Surf Review



Despite the old days, now you can find Surf sites very active. Every day some good Autosurf programs start working and they stay in the business as long as many HYIPs, if not longer! So nowadays many investors try to invest their money in Autosurf programs since at least it is somehow clear where the money comes from! In my opinion it’s just the beginning and we’ll be watching more growth in this field.

Along with many other good surf programs running these days- such as Orix Surf, 12DailyPro, Progressive Ads and 8DailyForever- Bight Surf started working 12 days ago. Bright Surf is a typical surf site with two kind of membership. As you may know free membership doesn’t offer many benefits since it’s just a kind of trial. Upgraded membership, however gives you more freedom. Having the upgraded membership gives you the chance to choose among 4 different plans and earn up to 180% of your principal.

A good feature Bright Surf has is the various payment processors it accepts: e-gold, LibertyReserve and AlterGold. Although many HYIP and surf sites prefer not to work with e-gold (because of the blocking problems) and LR (because of recent high downtimes it has) Bright Surf has decided to accept them in order to attract a wider range of investors.

Any way the low referral commission- 3% - is kind of frustrating! But we will ask the admin if an increase would be possible in the future.
Bright Surf has daily payments, another trust attracting feature, so you can keep track of your financial process, however the minimum cashout remains to be $4.

I think you could find more useful information in the interview with the admin which will be published in a couple of days! Stay tuned!

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Friday, May 30, 2008

News!

We have bad news for RoiClub fans. Recently their user ID in MMG has been banned by the forum’s moderators and the topic has been moved to closed section. The moderators claimed that RoiClub admin had numerous users on MMG: “Caution: The administrator of this program has been found to have been using multiple IDs on MMG”.

Other news for today is again about MMG. There is a chance for HYIP admins to stick their programs on MMG just buy bidding, the more you offer, the more your chance to get the sticky topic! The price was started at $500 for 2 weeks (the real price is $1350!) by GoGoTrade admin.

A new surf site 8DailyForever has advertised widely on MMG forum. It’s been online for about 8 days now and is known as “Waiting” in almost all its monitors. In addition to LibertyReserve and AlertPay, it also accepts the new processor, Altergold. Members will earn 6% to 8% daily forever until they withdraw money.

And at last, we have to say that The Stoic admin has not answered our interview questions although they asked us to send them the questions about 10 days ago: “Hello, can you please send a questions for the interview. Thank You, Robert Black”. Hope they send the answers soon.