100RCB.com Official Blog

The mystery of Pamela Fayed's murder!

2008-08-09T11:25:00.002+01:00

This story is more likely to be the plot for a detective story or the filmscript than the real events. Unfortunately almost all the films are based on the reality that is far from being a beautiful and colorful one.

That tragic day nothing was threatening and Pamela Fayed, may be not very rich, but one of the most well fixed persons of the US, leaving her house even had no clue that she will never return there. That day she was to go in one of several ongoing legal meetings in her divorce from Jim Fayed. The marriage has already been finished, no feeling between the husband and wife… no liking, just … a multi-million company! The Fayeds were the only shareholders of their Goldfinger Coin & Bullion Sales company and one of the most prominent DGC companies – E-bullion. Maybe the same company was a reason for the tragedy happened?

Let’s refresh the chronology of the last events.

6:30PM. Monday, July 28, 2008. A parking structure at 1875 E. Century Park in Century City, California. A nice-looking blond woman was stabbed repeatedly by a young slender man about 20 in a black hooded sweat shirt who had cut her throat without any hesitation in daylight and in the presence of several witnesses. The murderer has left the place of crime on a red SUV. Despite a well-timed and qualitative medical care the woman died in UCLA Medical Center where she was carried right after the attack.
The FBI and Los Angeles police have immediately opened a criminal case and started the investigation.
Friday, August 1, 2008. Ventura County, house of Jim Fayed. The owner of the house was arrested by the FBI on charges of conducting unlicensed money transactions and money-laundering. After the search the officers have found and seized $60,000 in cash sealed in a plastic wrap, $3,000,000 in gold bullion and a credit card. Immediately after the arrest the FBI spokeswoman, Laura Eimiller, said that the arrest had nothing in common with the murder and that FBI has started checking the company much earlier.

However, on Monday in court federal prosecutors had announced that the credit card seized earlier from the wallet of Fayed was used to rent the very red SUV which the killer drove. The record of a surveillance camera and the original evidences were enough to identify the car by the license plate and to find out that it was rented from Avis rental car agency located near Fayed's Camarillo business.

So, what is this? The evidence? The direct proof of guilt? Let’s try some versions.

Let’s see the script of the happened events offered by the federal prosecutors. So, according to them Jim Fayed has organized the murder of his wife to avoid being disclosed. Pamela was killed on the eve of one of several ongoing legal meetings in her divorce from Fayed during which she was to say that her husband was hiding or moving the assets involved in their company and may be wanted to escape with all the money. Earlier she said that he was doing everything to block her access to their business records and appealed to the court to "ground rules to protect our clients and personal assets."

Well, all the numbers add up. Everything is against James Fayed but here another idea suggests itself. Was James Fayed so silly to rent a car with the card and keep it then in his wallet? The killer was an amateur as all his actions were not professional ones. It was just his luck that he hasn’t been caught. If James Fayed wanted to kill his wife, he would prefer a “specialist” but not a young cutthroat due to whom all the incriminating evidence was gathered.

So, may be it is “Punk’d”? Unfortunately no Ashton Kutcher and his team, and the situation is not funny at all. However in view of all the facts the version of backpassing does not seem to be groundless. May be the initiator of this “genius” idea was some rival or may be someone from the government who felt fed up with all that DGC money sapping the dollar. It is necessary to add that the last suggestion is widely discussed on the forums. Many people think that Fayed is not guilty and all the charges and evidence are faked-up. One of such examples from Talkgold:

Justman: I just don`t know what to say about this. It seems like US government wanna control everything. But, talking about Pamela`s husband I think he is not guilty in the death of her wife, and all affiliations against him its just reasons that US government could take his company to their hands. E-gold is dead, it seems like E-bullion is next. Maybe, I`m wrong...

By May E-gold can also be involved in this case. As we remember not so long ago we have got the information that after 2 year’s battle with the Justice Department the owners of E-gold have pleaded guilty to money laundering and operating an unlicensed money transmitting business. According to the statements they are facing 20-25 years of imprisonment unless… The Justice is always loyal to those who help it and Dr. Jackson and his team could make the American Themis a favor and tell some interesting details about e-commerce market and its players. In return to some tips the founders of E-gold could shorten their stretch. Moreover, Pamela and Jim Fayeds were an easy prey due to their special love to all kinds of trials and suits.

Earlier the reputation of E-bullion was not perfect, to say the least. Even Assistant U.S. Atty. Mark Aveis, has characterized the system business operations during 2005 and 2006 as Ponzi schemes in which individuals invested up to $20 million. The following facts prove the words of Aveis.

The Times said that the Better Business Bureau for Ventura, Santa Barbara and San Luis Obispo counties has said at least 36 people had complained to it for being reportedly unable to access their assets. Due to this e-Bullion has got an "F" rating.

Having studied the previous court papers it became known that Pamela Fayed had accused her husband of violating money transfer laws.

Recently new complains appeared on the Internet that E-bullion has blocked some accounts without any prior notice and explanation… We think that there is no necessity to add anything else.

One more idea seems to be a horrible one. Nevertheless we should consider all the guesses. The age of the killer is just 20 or a little bit more. The age of the older daughter of the Fayeds is 18. So, having lost both of the parents the girl automatically becomes a rich heiress. Here could be two versions as well. First of them is that a girl didn’t participate in a shocking crime. Some young but very ambitious man who is a close friend of hers or may be the whole family did everything himself. Having taken the credit card, he hired a car and during the next visit have put it back into the wallet of Fayed. After a terrific tragedy he will do his best to relieve a girl and after getting her liking to marry her and all the millions are in his pocket. Another version is that a girl hated her father. As we remember while trying to defend himself James Fayed said that his wife "has a history of making false accusations" and when he contemplated divorce in 2000, his wife has told him she would retaliate by claiming that he had assaulted her and sexually assaulted one of their daughters. May be those assaults were true and one of the daughters still remember them. In 2000 she was only 10. The rest of the scenario is like the previous one but the initiator of the idea is not her boyfriend but she is.

The last version is that it was Pamela Fayed who has organized everything. She wanted to stage an attack to have more arguments against her husband in trial but she didn’t think that everything could end like this… So, she hired a car and asked some young man, may be her lover, to attack her slightly, after this she would go to the hospital and during her treatment the police would find the car and the renter. In case of success she could get a divorce and all the property without sharing anything with the husband.

So, as you see if we continue we can find out a dozen of other versions. As Lt. Natalie Williams from the Los Angeles Police Department has said it was too early to develope a theory for the case and added that their detectives were out there pursuing a number of leads.

We hope that very soon we will get at last the name of the murderer and a nightmare called e-bullion will end.

At the moment all of us have nothing to do but to follow the last news and the rate of e-bullion on the market.

Taken from ecommerce journal

Interview with MMG admin

2008-06-14T20:56:00.008+01:00

Today's special is an interview with MMG Admin which I'm sure you'll enjoy! Notice that the questions are the same as those we asked DTM Admin. This gives you the chance to compare the answers!

1 - Hi, first of all please kindly give us an introduction to your forum (Don't forget to mention the starting date of the forum and of course your name!).
My name is Yippee and I'm currently an admin at MoneyMakerGroup.com. MMG was started in July of 2004 by Jason (ASFx) and is quickly becoming the web's premier financial destination. We have reached over 100,000 members in less than 4 short years, and are viewed by over 6,000 unique visitors daily.

2 - What benefits can users get out of your forum?
Our new mission and goal is to develop a web-environment that fosters true wealth by providing education, intelligent discussion, and access to real-world results through people who consistently achieve them.

3 - Do you charge users for using any service?
MMG is free to all users, however we do have some upgraded memberships available.

4 - What was the main purpose of starting this forum, I mean was it meant to be just about HYIPs and surf programs or you wanted it to be more general? MoneyMakerGroup forum was originally started to give members of online programs a neutral place to gather and discuss the programs they are participating in. Many of the same members were observed all over the internet in the same programs, but discussing each program in the respective program chat room or forum. Many times you could not honestly discuss the program with others and get unbiased information, therefore MMG was started to provide this type of place.

5 - Based on the picture you had in mind, how successful your forum has been?
MMG has been wildly successful, and we anticipate even greater success in the future with our 2008 MMG makeover.

6 - Do you participate in any program (HYIP or surf) at the present time? Have you ever been an investor? What's the biggest amount you have lost? How about earned?
No, I personally am not participating in any hyip or surf program at the present time and have not for a very long time. In the past I only played a few hyips, but I did like the autosurfs back in the days of StudioTraffic and other large, long running programs. I cannot tell you the largest amount I've ever lost because I haven't lost a very large amount in comparison to what I've gained. I was diligent to always get my principal out of the program as early as possible. Several years ago I was fortunate enough to make some very large profits but I prefer not to disclose the amounts.

7 - Have you ever run a HYIP or surf site (Feel free not to mention the name)?
No, never.

8 - Do you ever take sides in arguments about different programs?
No, never.

9 - Have you ever done anything (such as banning the admin, closing the related topic or adding the program to scam list) that has made a program scam?
Nothing that MMG does can "MAKE" a program scam, that is totally the decision of the program admin. We ban the admin of a program if they are found to have multiple ID's on our forum, or if we find them to be employing fake paid posters, and then sometimes the topic will be moved to the "closed, inactive, and offline" section of the forum. We do not have a "scam list".

10 - If some people try to destroy a program by sending bad votes on your forum, what is your reaction? Do you supervise all the things that people write on different threads?
First of all, MMG is a discussion forum - not a monitor, therefore we do not have a "voting" system here. If members are found to be trolling they will receive a warning, however our definition of trolling may not be the same as yours. We believe in free speech and we allow both sides of a discussion about a program as long as MMG rules are followed. It would be impossible for MMG to supervise every post in every thread on our forum due to the fact we are going on 5 million posts, but have a very small staff of moderators.

11 - There are many people who get paid for sending posts on different threads. What is your strategy toward them?
We feel this is dishonest and deceitful and MMG will ban them without notice, along with the program admin whenever we find them.

12 - Have you ever decided to close or sell the forum (If yes, tell us the reasons and explain why you didn't so)?
MoneyMakerGroup.com is still here, isn't it? :-)

13 - As you know lots of HYIP and surf sites start each day and they usually have topics in your forum. For many of them it is obvious from the first look that they are going to scam soon (for instance 300% daily!). Have you ever tried to stop people losing money in such programs by closing the topics or informing newbies? Don't you think you are kind of responsible?
At one time we tried to move this type of program to our scam section back when we had a scam section a couple years ago. However, we stopped this practice as we now believe it is not our job since we are a discussion forum - not a monitor. We cannot judge each and every program that starts a thread on our forum, and we feel it is the members job to do his own due diligence and use common sense before entering any hyip or any other type of program. NO, we do not think we are responsible in any way, shape, or form. We are here to provide a place for discussion, we do not give investment advice or recommendations, and because we do not give advice or recommendations, we are not responsible for anyones losses. People must learn that they are responsible for their own actions and decisions. All members who join our forum have agreed to our T.O.S. which describes our policies in detail.

14 - Do you think HYIP and surf programs can make constant income for any one? How reliable is the income?
HYIP and surf programs are very volatile and are always a high risk, therefore I would say they are NOT reliable. If they were, we would all be rich, don't you think?

15 - How long do you think it takes for a starter to learn how to gain money out of HYIPs and surf programs? Basically do you suggest people to enter this world?
I don't feel there is much to actually learn, it's a game of chance in my opinion. I would only suggest that people play hyips, etc. if they have spare money and then only for fun.

16 - What can people do to make more profit online?
Come up with a unique idea or product that people need or want to buy, and then sell it everywhere they can find.

17 - Do prefer HYIPs or surf sites? Why?
I play neither, but when I did I preferred autosurf sites because I had better luck with them and I usually enjoyed the surfing.

18 - Can you give us the name of five good programs running now?
No, sorry. As I mentioned above, MMG does not give any program recommendations or investment advice.

19 - What do you think about monitoring sites? Do you think they can also be scammers?
I'm sorry, but I don't have enough time to tell you exactly what I think of most monitoring sites, and yes I do know for a fact that they can be scammers.

20 - What do think about 100RCB.com and our blog? How useful do you think the blog can be for investors?
Unfortunately I have not taken the time to read your site and your blog so I cannot comment on them.

21 - What question did you like to be asked that was not found in this interview? Please answer that too!
I cannot think of any other questions that you haven't already covered.

22 - Was this interview boring?
Boring? No.

HYIP Monitors

2008-06-10T22:35:00.004+01:00

As the interest for HYIPs grow every day more and more peolpe bring a fortune to the business but sadly most of them lose all they have since they don't have enough information. Therefor investing in HYIPs, just like every other business, needs wide education.

There are several sources of information about HYIP programs, although none of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Without the right information it may be much harder to be a successful investor.

One of the main sources of the HYIP information are the HYIP monitors. HYIP monitors list all HYIP sites and provide with some basic information about the program, as when it was started, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information - if the program is paying or not. Some programs continue operating even after they’ve finished to pay their members and while experienced investor may always find out easily if the program still pays or not, newbie investors may sometimes lose money on such programs.

All HYIP monitors work in a very simple way, they just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves (of course good monitor admins check the votes and delete the fake ones!), but still the majority of votes are usually made by real people, which were happy after they got paid or angry when they lost it! So pay more attention to the bad votes.

Good programs are never marked with "not paid", so if "ANY" HYIP monitor claims that the program is not paying, stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. Look for more information about a program before considering an investment.

HYIP monitors earn from the interest paid by the HYIPs, but also form referral comissions (not 100RCB.com!) generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $10-$50 to get his HYIP listed. This money is invested aftewards into the program.

HYIP monitors are great to check the program and see if it pays, but using them also needs wisdom since they may list programs paying high returns, like over 10% daily and these HYIPs usually don’t last long, so a lot of people get scammed by believing that the program is able to generate this kind of interest for a long term period.

Use HYIP monitors (Not just one but several) to find new programs and don't forget to visit 100RCB.com for a good list! Also remeber to check every monitor's scam list,too. In addition use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor.
Wish you luck!

News!

2008-06-06T22:14:00.005+01:00

It is not strange but so sad to see some long term HYIPs turn into scams. Two good programs that are recently looking to be not paying are OG Fund (monitored in 100RCB.com for 100 days) and RoiClub (monitored for 66 days). These programs have usually been punctual but the last payment we got from them was a few days ago, so at this time investing in them doesn’t seem wise

As you may remember and was posted here on May 30, RoiClub was moved to “Closed Section” in MMG forum, an action that had a very bad effect on the programs process. Actually HYIP investors usually investigate about a HYIP’s honesty through forums and though being marked as Scam or Closed is a warning not to trust that program anymore!

MMG admins look very active these days since iMonet, another program being in the business for more than 100 days, has also been moved to the “Closed Section” by them! This time the reason was having “Paid Posters” on the forum. Legally the forum admins have the right to do so cause it’s a way of deceiving people and it’s against the forum rules.

Any way there are still good and trustworthy programs running on the net. For a complete list and details about them don’t hesitate to check 100RCB.com!

How to avoid a Ponzi Scheme

2008-06-06T11:44:00.002+01:00

This article discusses the signs and the tips how to avoid one of the greatest fraud in HYIP. I am absolutely sure that any person regardless of being a HYIP investor or not has ever heard about this horrible but very talented type of scam.
Everything began with Charles Ponzi who in 1920 perpetrated the fraud to which his name has been forever since attached. The structure of the Ponzi scheme is very simple, in other words, a promoter of a “Ponzi scheme” takes in investor’s funds and pays the investors “profits” from the investors’ own money or from funds from new investors.
The payment of “profits” to the investors attracts other investors, as they see an investment that is paying usually high returns and there is proof right in front of their eyes (investors are being timely paid). The important note is that these are not really “profits” because usually no profits are generated.
There are some kinds of promoters of Ponzi Schemes. The first type is a fraudster. The fraudster is the person who sets out to create a Ponzi scheme. He knows exactly how they work and usually has done them before.
Secondly, a broker brings the investor into the deal. Brokers are people who make their money from the commissions they are paid by the promoter. These commissions are a portion of the funds that the investors invest with the promoter. If the broker is productive at bringing in investment funds, the promoter will make sure that the clients of the broker are paid and that the broker’s commissions are paid. Thus, the broker can sell the investment to others with his own personal knowledge of payment and sell with added zeal. The broker becomes a true believer.
The third type of the fraudster is an affinity investor. Affinity investors are people who are associated with a group, and members of that group often include the promoter and/or the brokers. Because of being a member of the group the investors trust the promoters and/or the brokers. Often these affinity groups are religious in nature.
The following type is a center of influence investor. A “center of influence investor” is an investor who is highly respected with a reputation for being a sound citizen. He is mentioned as an investor to potential investors, and they feel that if this highly respected man is an investor, then it must be o.k. to invest. Usually the “center of influence investor” is innocent of the deeds of the promoter, and he has been sold a bigger bill of goods with even greater promises.
However, sometimes the “center of influence investor” may be a part of the scam. Or the “center of influence investor” may be an investor with a name similar to a real person or company that is credible, and the similarity in names will induce the investors to invest. For example, a trust with a prominent name attached is often used to mislead the investor to invest.
The last kind of promoters is an initially innocent promoter. A close friend or relative often will innocently induce the investor into the deal by proclaiming that he has been timely paid. In details the structure of this Ponzi scheme can be seen in this way: An initially innocent promoter usually has been told by a broker or a fraudster that he can make many times his money if he will invest with them.
Often these are high yield investment programs. The promoter usually has little or no money but he has the ability to raise money through his own contacts and through brokers. For example, he reasons that if he can raise the money and pay the investors 50% a month, then he can keep other 50% as his profit. So he raises the money from all the investors, gives it to the fraudster to invest in the 100% a month deal. Unfortunately, the fraudster steals the money.
We see that all the promoters of a Ponzi scheme can work very clever and sometimes it is almost impossible to find a difference between a real HYIP and a Ponzi scheme without real profits. The Signs of a Ponzi scheme are following:
1) Outrageous Profits. The profits are too good to be true. For example, could a real high yield investment project promise 150% a month? Never, believe me!
2) Excuses for Non-Performance. After sometime in the investment has passed, the promoter makes excuses for the non-payment of profits. He will often blame it on third parties not performing or on the actions of a government. These excuses will change from time to time, but there will always be a promise to pay followed by an excuse and non-payment.
At first the investors tend to believe the promoter but as promises of payment go unfulfilled, the investors become apprehensive. The promoter may pay some partial payments to those who seem to be the most threatening. A threat of filing a civil suit generally means nothing as this only gives the promoter more time; the court action stops everything in his favor.
Most promoters feel that they will make enough money if given enough time to pay all the investors back their principal; however, this seldom happens. On the other hand, there are some promoters who just need time to get out of town and out of the jurisdiction to avoid prosecution and payment.
3) Refusal to Return Principal. When a demand for the return of principal is made, there are more excuses followed by non-payment.
4) Term of Ponzi schemes. Most Ponzi scheme will last for at least 18 months before the excuses begin to run “thin” with the investors leading to the eventual acceptance of the reality that there are no funds to pay investors. However, some Ponzi Schemes have been kept afloat for many years before their collapse.
According to my HYIP experience, though the investors know about existing the Ponzi schemes and their signs, they still get into a Ponzi scheme and still loss their money. Certainly, most potential investors want proof that the investment is not a fraud, but you must be very careful: Ponzi schemes appear and develop constantly!

Bright Surf Review

2008-06-03T11:42:00.004+01:00

Despite the old days, now you can find Surf sites very active. Every day some good Autosurf programs start working and they stay in the business as long as many HYIPs, if not longer! So nowadays many investors try to invest their money in Autosurf programs since at least it is somehow clear where the money comes from! In my opinion it’s just the beginning and we’ll be watching more growth in this field.

Along with many other good surf programs running these days- such as Orix Surf, 12DailyPro, Progressive Ads and 8DailyForever- Bight Surf started working 12 days ago. Bright Surf is a typical surf site with two kind of membership. As you may know free membership doesn’t offer many benefits since it’s just a kind of trial. Upgraded membership, however gives you more freedom. Having the upgraded membership gives you the chance to choose among 4 different plans and earn up to 180% of your principal.

A good feature Bright Surf has is the various payment processors it accepts: e-gold, LibertyReserve and AlterGold. Although many HYIP and surf sites prefer not to work with e-gold (because of the blocking problems) and LR (because of recent high downtimes it has) Bright Surf has decided to accept them in order to attract a wider range of investors.

Any way the low referral commission- 3% - is kind of frustrating! But we will ask the admin if an increase would be possible in the future.
Bright Surf has daily payments, another trust attracting feature, so you can keep track of your financial process, however the minimum cashout remains to be $4.

I think you could find more useful information in the interview with the admin which will be published in a couple of days! Stay tuned!

News!

2008-05-30T19:56:00.003+01:00

We have bad news for RoiClub fans. Recently their user ID in MMG has been banned by the forum’s moderators and the topic has been moved to closed section. The moderators claimed that RoiClub admin had numerous users on MMG: “Caution: The administrator of this program has been found to have been using multiple IDs on MMG”.

Other news for today is again about MMG. There is a chance for HYIP admins to stick their programs on MMG just buy bidding, the more you offer, the more your chance to get the sticky topic! The price was started at $500 for 2 weeks (the real price is $1350!) by GoGoTrade admin.

A new surf site 8DailyForever has advertised widely on MMG forum. It’s been online for about 8 days now and is known as “Waiting” in almost all its monitors. In addition to LibertyReserve and AlertPay, it also accepts the new processor, Altergold. Members will earn 6% to 8% daily forever until they withdraw money.

And at last, we have to say that The Stoic admin has not answered our interview questions although they asked us to send them the questions about 10 days ago: “Hello, can you please send a questions for the interview. Thank You, Robert Black”. Hope they send the answers soon.

Progressive Ads Review

2008-05-28T21:01:00.003+01:00

For the first time on this blog we are going to review a surf program. Actually this one is very well designed, so attractive at the first look!
Progressive Ads, started on May 21st, has 184 members up to now, a number growing more and more each day!
Earning money in Progressive Ads is similar to other surf programs. You have to watch certain number of sites each day and you’ll be paid for it! In Progressive Ads this number is 10 and the sites will be displayed automatically.
If you want to test Progressive Ads you can become a free member and get 1 credit for each site you see. Of course this way some restrictions such as $5 minimum cash out and 1% referral commission may lead to difficult money making.
At the same time you have the chance to be an upgraded member by paying at least $5 and earn 10% daily for 14 days. Being an upgraded member will have some advantages, for instance $1 minimum cash out and 5% referral commission.
Any way for both kinds of members, cash out requests can be made once a week only and will be processed within 72 hours.

Sounds interesting? Click here and try it now!

Interview with DTM Forum Admin

2008-05-27T20:19:00.012+01:00

As we promised to offer unique information, now you can read the interview with DTM admin for the first time on the net!
Don't be surprised because there is still more on the way! Just remember to visit us every day and get rare information!

1 - Hi, first of all please kindly give us an introduction to your forum (Don't forget to mention the starting date of the forum and of course your name!).
Greetings,
My name is John Raven and we started the DTM Internet Marketing and Webmaster forum about 2 years 7 months ago which is Nov 2006. We are glad that over the years we have grown and learn so much about our industry. We are always trying to provide more value for our members. You can view the forum here: http://www.dreamteammoney.com

2 - What benefits can users get out of your forum?
The purpose for any forum is for you to learn and network with like minded people. Learning is one great time investment because knowledge can be your greatest asset. Members of the DreamTeamMoney forum can expand their network by meeting new money makers from anywhere in the world. Network is also one of your greatest asset. Learning, Posting, Sharing, Networking and Earning is what it is all about.

3 - Do you charge users for using any service?
The DTM forum is 100% free for use but you can choose to upgrade your account which is 100% optional. Upgraded members can have extra benefits like:
1.)More exposure on any of your post or topics.
2.)Your username appeared in red, green or blue depending on your upgraded package. This means more exposure and better branding of your name in the forum. You must understand that attention and exposure = money!
3.)Bigger PM box which means lesser chance to miss any important Personal Messages.
4.)Advertising – Banner impressions for you to promote any of your programs.

And much more. You can read more about DTM Lifetime membership account here.

4 - What was the main purpose of starting this forum, I mean was it meant to be just about HYIPs and surf programs or you wanted it to be more general?
We have many users coming to the forum to check information on HYIPs, Autosurf, MLM, GPT and other investment topics. But we are a General forum and we cover topics like Internet Marketing, Affiliate Marketing, SEO, Webmaster, Forex, Stocks, E-currency, Blogs, Health and many other topics. Check out the forum to find out more.

5 - Based on the picture you had in mind, how successful your forum has been?
There is still a long way to success for the DTM Network. If out of 100%, I think we are only 16% there. We are improving and injecting new ideas to the forum EVERY single day! Our goals is to be one of the top Internet Marketing and Webmaster forum on the internet. Learning, trying and doing it is one way to reach a greater height.

6 - Do you participate in any program (HYIP or surf) at the present time? Have you ever been an investor? What's the biggest amount you have lost? How about earned?
We are not an investor in any HYIPS or surf. We are a discussion forum that builds network and a place for serious marketer to meet and chat about almost anything under the sun. But our niche is money making on the internet.

7 - Have you ever run a HYIP or surf site (Feel free not to mention the name)?
The last thing we will do is to run a HYIP program. Our goals are to provide the best place for money making and webmaster discussion. We are a social networking site that provides networking and learning values for our members. We will never recommend or run any type of investment program.

8 - Do you ever take sides in arguments about different programs?
No, we will not be involved in any program arguments unless someone breaks the forum rules. The moderator job is to make sure DTM forum has little to no personal attack or spamming issues. We do our best to keep the forum rules on top at all times providing the ideal place for sharing and discussion.

9 - Have you ever done anything (such as banning the admin, closing the related topic or adding the program to scam list) that has made a program scam?
No, none of these has happened so far and I must say thank you to the moderators that always do their job fast and fair.

10 - If some people try to destroy a program by sending bad votes on your forum, what is your reaction? Do you supervise all the things that people write on different threads?
It is almost impossible to supervise all the threads in the forum. Whenever there is a report made by the members, we will look into it and solve the problems accordingly.

11 - There are many people who get paid for sending posts on different threads. What is your strategy toward them?
We will warn or suspend any members who are paid to post in the forum. The last thing we want in the forum is useless information or bumping of the thread to keep their topics on top without providing information or value to other members.

12 - Have you ever decided to close or sell the forum (If yes, tell us the reasons and explain why you didn't so)?
We are not planning to sell DTM at the moment. Doing what you love most is important to us. Building a dream forum is our passion and the first thing I wake up every morning is asking myself "What can I create for others today" That is what passion is all about.

13 - As you know lots of HYIP and surf sites start each day and they usually have topics in your forum. For many of them it is obvious from the first look that they are going to scam soon (for instance 300% daily!). Have you ever tried to stop people losing money in such programs by closing the topics or informing newbies? Don't you think you are kind of responsible?
We will usually move crazy plans like that right into the closed/scam forum. You know it hurts to see even strangers losing money, not to mention our members.

14 - Do you think HYIP and surf programs can make constant income for any one? How reliable is the income?
I think it is hard to make a constant income from HYIPS or Surf because it is all about luck and the timing you go into a program etc. No one should trust their food with someone they don't even know on the internet. Never invest in anything you cannot afford to lose.

15 - How long do you think it takes for a starter to learn how to gain money out of HYIPs and surf programs? Basically do you suggest people to enter this world?
As we said before, it is a money game and luck is involved. HYIPS may be illegal in some countries so please do your DD before investing in them.

16 - What can people do to make more profit online?
By gaining knowledge! Knowledge is power and it is your greatest asset. Anything you learn follows you forever. The first step to making money online is to stay at forums learning and networking. Do not be afraid to ask question in the Newbies forum when you need. Ask and you shall receive. Posting, Learning, Sharing, Networking and soon you will have your Earnings.

17 - Do you prefer HYIPs or surf sites? Why?
No preference, We are a Money Discussion Network and we do not have any preference on any investment program.

18 - Can you give us the name of five good programs running now?
We do not offer recommendation on any program even if they pay us to do that. You will have to do you due diligence before entering any program and always remember the golden rule "Do not invest in anything you cannot afford to lose"

19 - What do you think about monitoring sites? Do you think they can also be scammers?
There are many Monitoring sites, some are good, some are bad. They shouldn't be categorized as scammers because they are only providing services to the HYIP members. Choosing a honest monitor is very important. Do not simply trust any monitor you see. Here's a list of investment monitors you can refer to.

20 - What do think about 100RCB.com and our blog? How useful do you think the blog can be for investors?
I can see you are very serious in your business and very hardworking too. By providing interviews, you are already providing more value to your members compared to other sites. We hope you will grow into a well known site one day but remember Rome was not built in one day. Building any business is not a 100% sprint but a marathon.

21 - What question did you like to be asked that was not found in this interview? Please answer that too!
Nothing for now but if we do, we will email you in future.

22 - Was this interview boring?
Nope, we have fun clearing doubts and letting you know us better. Thank you for your time on preparing this interview and thank you readers for taking your time to know DTM Internet Marketing and Webmaster forum better!
If you are not a members of the fastest growing Internet Marketing and Webmaster forum, you can sign up here.

Interview with ProfitsAddict Admin

2008-05-26T08:48:00.008+01:00

A good program running these days is ProfitsAddict. In the following interview you can get full information about the program and decide wether to invest in it or not. Any way in my opinion the answers seem to be honest! Read for your self:

1- Hi, First we are interested to know a brief introduction about you and your business background.
Hello, first we like to say thanks for having us here. My name is Christopher Lewis, I am the manager of ProfitsAddict.com. There are 2 other people who are directly involved in our Investment project,Ben Geller - who responsible on marketing and publication of our program, and George Castlereagh - Our investment consultant.
Each of us has been working in this arena for years ago, for instance, Ben was PIPS marketing staff back 2005, and George has been investing in private investment program since 2001. We believe with our extraordinary networks we could create a stable daily cash flow and a solid member database.

2- How come did you decide to run ProfitsAddict?
After seeing so many programs with potential going down because of scripting problems, bad marketing , payment problems, hacking, greedy admins and the list may go on. We decided it was time to establish a safer place for high stakes investors.

3- How did you determine your plans? Are there any statistical studies behind it?
We offer 15%-20% daily for 8 calendar days, principal is not returned, so return profit will be in range of 20% upto 60% in 8 days.
Yes, we used quite some time for calculating these plans for the long run, considering the diversity of our investments. As investor may realize our program doesn't offer principal back, so the daily profits from our plan are between 2,5% upto 7,5% daily. which is affordable on right investment opportunity. we’ve chosen plans that are still attractive for nowadays investors but are offering stability in the long run.

4- Where is ProfitsAddict hosted? Are there any special features about this hosting?
We are hosted at BLCC hosting, they have one of the best DDos protection.

5- How long has ProfitsAddict been online? How long do you expect it to stay in the business?
We just been online for 10 days. Well we do not expect to close in any time soon, thats for sure.

6- Are any new plans going to be introduced in the future, I mean will there be any improvements to attract more investors?
There will be improvements feature such private forum for our members, we also plan to install several foreign language in near future.Interest plans won't change in near future.

7- You accept only e-gold and LibertyReserve. Why didn't you consider AlertPay or e-bullion as a choice?
Start from today we accept Altergold along with LibertyReserve e-currency, we just implement AlterGold payment system couple hours ago.Although it still on beta test, Altergold is a payment processor we strongly suggest to our investors for carrying out their investments.
We might consider AlertPay or E-bullion in near future if our members demand them.

8- Your rates are pretty high. Where do you invest the deposits to get such high rate?
The main income of ProfitsAddict is come from private investment program, we diversify our investment to private investment programs which offer greater return, without doubt it also offer greater risks, however with George Seven-years successful experiences in private investment program allows us to get maximum profit from investments and to minimize losses from not successful investment.

9- How can users contact you? Do you have an office?
At the moment we haven't established our own office, For now we only support member by mail contact, however selected investor may provided with phone support.

10- If you were an investor what kind of HYIP did you possibly invest in?
Definitely not the scam one :p, every investment has their own risk, My strategy would be Return > Risk.

11- Now as a HYIP admin, what kind of monitor do you choose? Do you think that monitors can be a good source for investors?
There is certain research when choosing a monitor, like their traffic, prices, and most important their professionalism.

12- Which method do you think is the most useful one in attracting investors to a program?
There is no other method better than keep paying your investor.

13- What do you suggest our users to always remember while investing online?
Never regret. If it's good, it's wonderful. If it's bad, it's experience. and of course the golden rule: "Do not invest what you can't afford to lose"

News!

2008-05-25T21:11:00.004+01:00

LibertyJoin has disabled its withdrawal button! We are waiting to get more information!

We sent the interview questions to LobbyFinance admin, but unfortunately the answers he offered were really similar to the site's FAQ page! So since it couldn't give our readers any further information, we decided not to publish the interview.

Instead of that interview we have some great interviews with people you are definitely eager to know about! Stay tuned and read them soon!

HYIPs vs Autosurfs: Which Is Better For You?

2008-05-25T08:41:00.001+01:00

A high yield investment program is essentially an investment in which you have the choice of how much you can invest in the program, hoping for a high yield. Any amount can be invested in a HYIP, and in fact small amounts works rather well for HYIP’s, but there is an advantage (and disadvantage) to using large investments.

An autosurf is better known as a “traffic exchange”; a person buys advertising that is placed in rotation with other advertisements. Each advertisement usually lasts less than 30 seconds before it is replaced with another ad. The viewer has the option to click on the ad for more time to look at it. By viewing ads, a person can accrue an income, and some people actually accrue hundreds daily, especially as accounts usually have some kind of compound interest attached to them. To upgrade the account level, money must be invested into the account (making autosurfs an investment opportunity).
Both plans can yield a substantial return depending on time and money invested. HYIP’s offer potentially higher yields, but also have higher risks involved. On the other hand, autosurfs offer lower yields and require much more work. Depending on what kind of money you are looking for, and what kind of investment plan better fits your model, either one can work well for you.

HYIP’s are excellent if you just want to invest, and the risk isn’t an issue for you. After all, they do offer substantial yields for the money invested, and it’s mostly just a matter of looking at various HYIP’s to find the one that you’re satisfied with. But, the risk involved can turn people off, especially if the investor doesn’t like risk, or can’t afford to risk any funds. An autosurf has no risk, and offers a compound rate on any moneys generated by the person, but requires actual work in order to accrue the money. Still, the lesser risk can be seen as an advantage.

Both plans carry a small side risk: They can lead those involved into ponzi schemes. In essence, some HYIP’s and autosurfs require new investors to pay off old investors, rather than using funds generated by the investments to pay off all investors. By doing so, they are using a ponzi scheme, which is illegal. The danger of HYIP’s is well-known, and autosurfs carry with them the added problem of not being registered as investment companies. Always investigate any business you plan on investing any time or money into, especially if it’s online.

If you enter into either with your eyes open, then they can represent good investments. Just consider what you end goal is, and how much time and/or money you can put into it, as well as what kind of risk factor you want. By deciding that, you make the decision as to which is better for you. Just remember to check out all the variables, and plan accordingly.

LobbyFinance Review

2008-05-20T19:05:00.005+01:00

Many of HYIP investors may have noticed LobbyFinance by now, cause it’s been online for a long time and has been monitored in 100RCB for 60 days. It’s always been punctual, although the rates may seem high.

LobbyFinance promised to stay long in the business, and up to now it kept its promise. It has simple investment plans, a 10 day plan and a 4 day plan. These plans can fulfill everyone’s needs since the minimum deposit for both plans is $10, almost affordable for everyone, and there is no maximum for investments!

In the 4 day plan you can get up to 33% daily (of course if you pay as high as $15001!) and in 10 day plan you’ll get up to 10% daily (again if you deposit $15001!) and you’ll get your principal back after the period.
In addition LobbyFinance accepts LibertyReserve, e-bullion and e-gold as payment methods giving a variety of investors comfort.

Another good point is that there's no minimum for withdrawals.You can withdraw money manually every day.

Despite the fairly high interests paid in LobbyFinance, the referral commission is low and not really encouraging, 2.5%. However 615 members joined this program till today (not very bad, huh?).

The total amount invested in LobbyFinance is high but not surprising for this long time, 250,031.75. Almost half this amount is returned!

The website seems to be secured by having an anti DDoS firewall and also 256bit SSL, so you can feel almost safe while investing. It is also monitored in a lot of monitoring sites and you can find its ads in different places such as HYIP.com.
Although it is written on LobbyFinance website that the office is in UK and the address is also available, there is no telephone number to contact which is a matter of question!

Do you have a question? Tell us and we will ask the admin in the up coming interview! Stay tuned!

SAInvestment Review

2008-05-19T21:01:00.005+01:00

Our review today is about a HYIP, but not a new one! SAInvestment has been online for more than 80 days and seems to be STILL paying in every monitor!
As claimed, it is a registered company with the Ministry of Commerce & Industry (MICI) with Type A License in Panama. As a proof some pictures of certificates are placed on SAInvestment home page helping it look more reliable and trust worthy.
The site itself is designed amazingly and you can access it in different languages including English, German, Italian, and Japanese.
Investing in SAInvestment is pretty easy because there are no accounts to be opened, but on the other hand, not having an account makes tracking your investment more difficult. Some investors feel safer when they have some where to check the status of their deposit. However when you think deeply, you’d find out that there is actually no difference! If your money is to be taken away, it doesn’t matter whether you can see it going or not!
There are four investment plans in SAInvestment (two of them already active); you can get 110% after 5 days, 150% after 15 days, 200% after 25 days or 300% after 40 days (the two latter ones are coming soon). So as you see the rates are pretty reasonable.
You can start investing in SAInvestment with a minimum of $20; of course for those who have more money and are ready to take more risks, investments are open to $10,000. Just keep in mind “Never invest more than you can afford to lose!”
The only payment processor SAInvestment accept is LibertyReserve. Payments are made directly to your LibertyReserve account, no withdrawals are required.
The referral commission in SAInvestment is pretty high, 10%. However since there are no accounts, you don’t have a referral link (there are also no banners), so if you are referring someone don’t forget to give them your account number cause it must be written in “Referred by” field!

Have an opinion? Don’t forget to tell us!

Interview with Tradelite Admin

2008-05-17T19:27:00.022+01:00

Thanks to Mr. Martin Mitchell, now you can read fully answered interview questions after a long time. But the more you read, the more you understand that it was worth waiting. After reading this interview you will feel safe to trust Tradelite and start your investment there, if you haven't started yet! It also eliminates the need for Tradelite to be reviewed here!
So don't miss it! It is absolutely worth some minutes of your time!

1 - Hi, would you please give our visitors a brief introduction about
yourself and your business experiences?
My name is Martin Mitchell and I am the Project Coordinator of Tradelite Online Investment Platform, the online division of Tradelite Finance Corp. Briefly, my job is to manage the day-to-day operations of the department which include but are not limited to: Monitoring of new, current and expired investment contracts; Supervision of investment and withdrawal transactions; Cash-flow management between our brokerage and our online accounts; Platform development coordination; and last but not least, I assign and also complete some of the support related tasks.
My work experience started in on of the “big-five” accounting firms, where I worked until 2002, when I quite because of the Enron fiasco and my dissatisfaction with the management of the company. I started teaching Project Management courses in a local university, where Tradelite Finance Corp. found me in 2007, when I joined the company.

2 - So your company is registered in Panama. How come did you choose Panama?
Tradelite Finance Corp. is registered in file #478913 since March 13, 2005 in the Public Registry of Panama. Please find attached our certificate of good standing (original in Spanish and certified translation in English), which is also available in the Due Diligence section of our Members Area.

I would also like to announce that a few days ago our legal team in Panama City has successfully received the renewal of our special commercial license issued by the Ministry of Commerce and Industries of Republic of Panama. All financial activities we requested to be added to our license were approved. Please find attached a copy of this license (again –original and certified translation).The Government of Panama does not tax income produced from sources outside the country. Other factors have also played a part, including the absence of any currency restrictions, the free international movement of capital and convenient taxation law focused on the offshore businesses. Long recognized as a commercial hub, Panama has developed into a banking and foreign exchange center.

3 - Can TradeLite be named as a HYIP? If so are the risks involving the investments high?
First of all, let me clarify that the Internet is undoubtedly one of the greatest technological advances of all time, but it is also a double-edged sword. The Internet not only provides great opportunities for those with good intentions, but is a haven for criminals as well. The jungle of online investment opportunities is full of fly by night websites and in order to differentiate the real product from the rest, we have emphasized on our ‘Transparent Company’ policy. We have, therefore, provided our members with various documentation regarding our company, trading and operations.

In addition, although they are other honest companies with good intentions, they often become victims of hackers and extortionists, which again leads to losses for their members. As I previously noted, we invested a substantial amount to make sure we have an environment which gives our investors the peace of mind.

4 - What special features does TradeLite have?
Besides any other standard features that we have, our sophisticated investment platform offers the following special features: Advanced Login Authorization with access code delivered by e-mail (and soon by SMS) if IP/Browser changes are detected; Keylogger-proof Security PIN for authorizing withdrawals, internal transfers and changes to account profiles; Advanced technology for automated payment verification and processing. In addition, we offer the flexibility to cancel any of your contracts at any time before its end.

5 - How many people are working at TradeLite company? Do you have an office?
Tradelite Finance Corp. has the following Structure:

Management:
Board of Directors

Trading Department:
K.P. (Forex)
E.S. (Forex)
S.P. (Forex)
T.B. (Derivatives)
N.W. (Derivatives)
I.R. (IPO Dept.)

Accounting & Administration:
G.Bennett (CFO)
P.Leblanc
R.Brown
T.Richter

Investor Relations:
M.Steiner
T.Mayer

Online Department
M.Mitchell (Online Department Coordinator)

For legal and tax reasons, we hold a physical office in Panama City, however our main operations are done through our European office, where most of our administration and trading activities are located.

Again, for legal and tax reasons, we can only accept visitors at our Panama office which is located at the following address in the Business Area of Panama City:
Century Plaza Office Tower - 20th Floor, Office Nr.7

6 - In TradeLite.net home page we can read:"Full Company due diligence documentation available inside your investment account". This sentence might be difficult for new comers to understand. Could you give us some more details about it?
As investors ourselves, we fully understand the importance of due diligence. We have therefore uploaded several documents, including the incorporation documentation of Tradelite Finance Corp., as well as trading history from our main traders. Please note that due to privacy and security reasons, these files are available only to members who satisfy certain requirements. More information can be found in the Due Diligence section inside the Members Area.

7 - One unique feature TradeLite has is the "news" section. Although it is not updated every day but it gives the members and visitors good information about the business. How do you think this section can help TradeLite?
The ‘News’ section of our website allows us to inform our members and visitors regarding any maintenance works on our platform. In addition we also use this section to stay in touch and announce important news regarding the company in general.

8 - How come do you only accept Liberty Reserve? Why aren't you using other processors such as e-bullion or AlertPay?
The main reasons for which we use Liberty Reserve as our main payment processor is that it allows us to cut our operating costs and increase our efficiency in terms of payment processing time. Nevertheless, we all witnessed how the recent downtime of Liberty Reserve paralyzed our operations and we are currently considering additional payment methods for our platform. We have been contacted by AlterGold and PerfectMoney, but weare also considering Pecunix and E-Bullion.

9 - TradeLite's minimum investment is $50 which is much higher than usual HYIPs ($1 !). Don't you think many people may lose the chance to test your program this way?
Not only I can’t agree with you that $50 is a high minimum, but I also think that it is actually quite small compared to the minimum required for investments in bonds, mutual funds or other financial products which often require at least $1000.

10 - Where do you invest the money you get from your investors? Is TradeLite just a Ponzi scheme?
Our traders are mainly specialized in trading on the Derivatives and the Foreign Exchange markets. Most of our trades comprise energy, credit and foreign exchange derivatives, together with moderately leveraged mainly intraday currency trading. A smaller portion of the assets is allocated to high-quality IPOs of companies with strong business momentum and short-term capital appreciation potential. Please find attached a sample of our currency trading accounts, which will give an idea of the returns we are able to generate.

We receive a lot of emails regarding the situation on the global financial markets. In fact we are highly specialized in "short-selling" strategies which allow us to realize significant gains from falling prices. From their experience in trading for JPMorgan, the founders of Tradelite Finance Corp. were familiar with risk-mitigation strategies. This allowed them to develop their own "Value-At-Risk" trading strategy which ensures that at any given moment, no more than 5% of the capital is exposed to
market risk.

11 - What script are you using at TradeLite.net? Is it the same as other HYIPs?
Tradelite Online Investment Platform is a custom-made environment designed to be as user-friendly and secure as possible.

12 - How secure is your web site? Is it really DDOS protected?
Our company has made quite substantial investments to make sure we offer one of the safest platforms in terms of security and protection. This includes, but is not limited to: Main and backup dedicated servers located in a world-class data center; High capacity DDoS protection from leading company; State-of-the-art investment platform with advanced technology for automated payment verification and processing.

We have introduced several technologies aimed at protecting our members’accounts from unauthorized entry: Advanced Login Authorization with access code delivered by e-mail (and soon by SMS) if IP/Browser changes are detected; Keylogger-proof Security PIN for authorizing withdrawals, internal transfers and changes to account profiles; Keylogger-proof Virtual Keyboard for entering account passwords and up to 256-bit SSL Encryption. Moreover, all account data is stored in our database using
strong 128-bit AES encryption.

13 - Do you have any kind of customer support, I mean such as live chat or something?
We currently offer 24/7 email support through our Support Ticket System, but we have also provided our phone, fax numbers and mailing address:

Phone: +507-202-1589
Fax: +507-996-3177

Tradelite Finance Corp.
Century Plaza Office Tower
20th Floor, Office Nr.7
Panama City
Republic of Panama

14 - Are your withdrawals instant? Why?
All transactions on our investment platform are processed instantly. The secure environment of Tradelite provides our investors with the opportunity to dispose with their funds without waiting. In addition, this allows us to cut our costs and focus on other aspects of our operations.

15 - How long do you think you can stay in the business?
When we first started our online operations we made a promise to all our future members that we will never stop developing, improving and adding new features to our investment platform! In our latest newsletter we have even announced the translation of Tradelite in 5 additional languages! The shareholders and the management intend to make Tradelite Finance Corp. one of the leaders in the offshore investments industry. With such a bright future, the company does not have a reason to stop.

16 - How do you estimate your approval among investors? Do you have any plans to attract more investors?
From time to time, we may offer additional investment contracts in case any profitable investment opportunity arises, but these contracts will certainly be limited in terms of availability. The current contracts that we offer have been carefully designed to suit the needs of our target investors and our company operations.

17 - What strategies can you suggest to HYIP investors to maximize their profit and minimize their loss?
I can suggest the following five simple rules:

1. Rely on the numbers and leave emotions out
2. Diversify your portfolio
3. Start small
4. Treat your investment as long term.
5. Only engage the services of professionals

MonexTraders Review

2008-05-16T23:50:00.001+01:00

As soon as you open MonexTraders website you will be attracted by the outstanding design. It looks simple and professional at the same time.
MonexTraders is a newly announced HYIP with just one long term investment plan: 1.8% Daily for 250 business days. So once you choose it as your HYIP, you’re done! No need to think more, there’s just one way to go!

Surprisingly this program not only limits the plans you can choose among, but it also limits the e-currencies you can deposit from. I mean you can only use LibertyReserve as your payment method!

Making deposit in MonexTraders needs at least $2 which seems to be affordable for everyone. Of course for your first deposit you will get a 10% bonus.

There is no minimum limit for withdrawals and withdrawals are processed instantly. This feature makes it easier to trust and gives you more comfort while investing.
MonexTraders offers 10% referral commission that is almost rare among similar HYIPs as they usually pay between 3-7%.

Unlike many other new HYIPs you can't find a news section in MonexTraders but there is one special feature you can hardly find anywhere else. It is called "Live Forex". In this feature allows members to follow MonexTraders' activities in a smaller scale. It gives members the access to a demo account. In order to use this account you are supposed to download and install Meta Trader.

Although it seems that MonexTraders is hosted by Rapidvps, the thing is you can’t find any sign of being DDoS protected anywhere on the site. This makes a big question mark in all investors’ minds!

News

2008-05-16T20:30:00.004+01:00

As Martin Mitchell, Tradelite's Project Coordinator, has recently said in an email, the maintainance process is completed sooner than expected. So Tradelite is now accessible without any problems!

News

2008-05-16T11:39:00.012+01:00

Tradelite
Tradelite has sent an email to its members regarding some downtime problems. This is the email: "Tradelite Online Investment Platform will be under short maintenance in the next 48h during which you may occasionally experience short downtime."
So don't worry if you can't access the site for 1 or 2 days!
P.S. It also seems they're so busy reconstructing the site, cause it's been a while since we sent them the interview questions but we got no replies yet!

UltimateHYIP
After being online for about 160 days,unfortunately UltimateHYIP is not paying us anymore, so its status is changed into "Problem" in 100RCB. We do not suggest investing in this program at the present time!

How to Test Spend?

2008-05-15T08:28:00.002+01:00

Test spend is a wonderful concept that you must understand and practice while making any HYIP investments.So lets begin this discussion on understanding test spend:
What is Test Spend? Test spend can be explained as a small initial deposit made in a new HYIP to assertain its viability.
What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not.Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it.Since a HYIP is new,you probably don't know whether it is a paying or a scam programme.So making a test spend can tell you the reality of the HYIP.If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spend.If all goes right then you can move further to making your real investment and reap the products.This step of making test spend assures that the programme is paying at the current time.
And if the HYIP is a scam then you will not get your returns.So don't make any further investments.Thus you are also prevented from being scammed of a larger amount(the larger amount you had initially planned to invest in this particular HYIP)
What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support,total(& timely!) interest returns,and any other facilities that the particular HYIP may promise to its investors.
What things to monitor after making a test spend? It is very important to monitor all returns after a test spend.Look for the following:
-Is the HYIP giving back your interests?If so then is the payment made at right time?If the HYIP's payment system is automatic then you must be getting your returns without requesting for it.If the payment is manual,then once(or more times) request for your interest and see if the payment is actually being made.Many times the payment is not made at all (in both automatic or manual methods).It is best to avoid further investing in it.In some cases the HYIP may declare that it is not able to make payments due to some genuinr problems and would soon resume payments.In such cases wait till the specified time and see if the payments have begun..Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away!So you must not invest more till you are fully sure that the HYIP has started paying regularly.
-Next thing to monitor is their customer care service.See if they make prompt replies to your querries.Also some HYIps offer free online chat with the website administrators.Try to use it and see if its working!
Where to use test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments(say more than 100$)
How much to test spend? The test spend should be always minimum.Thus invest only that much amount which can be accepted according to the particular HYIP's policies on minimum investment.
How much time to monitor? You should monitor atleast one week or more as per the situation and the particular HYIP's payment schedule.

Interview with TeamEarners' Admin

2008-05-13T15:23:00.007+01:00

1 - Hi, Will you kindly introduce TeamEarners? What is the purpose of founding it?
The purpose of TeamEarners is to teach the internet community legitimate ways to make a living online. There are a lot of great guides and ebooks forsale, but they are much too expensive, and lack a lot of detail. Teamearners is affordable at $13, and is as comprehensive as most of the top ebooks all combined.

2 - Some say you just started TeamEarners to limit users' free access to some TalkGold useful materials and then make money by giving them access! Is that right?
No that is not correct. Teamearners is not Talkgold. A part of TeamEarners is hosted at Talkgold via a private forum, but this is extremely valuable information not found anywhere else. Also we have been buying out ebook rights from various authors to offer members free of charge by download.

3 - Can everyone join TeamEarners or there are restrictions?
Anyone with a paypal account, Credit card or liberty reserve accoutn can join TeamEarners.

4 - What is the difference between a user and an affiliate? Do affiliates have to pay $13?
Anyone can be an affiliate. It is free to become an affiliate. Members have access to all the information, guides, ebooks, 24/7 support, and special Talkgold folders. Thats what we are charging $13.00 for.

5 - Who may TeamEarners be helpful for?
Anyone willing to actually learn to make money online with affiliate marketing, domain parking and investing, Google adsense, sports arbitrage, ebay, etc.

6 - What kind of information can be found in TeamEarners?
Pretty much every money making topic you can think of.

7 - On your home page we see words promising an increase in online income. Is it just for attracting users or you really have strategies to make it come true?
Pay the $13 and find out. If you disagree with us, request a 100% refund. Thus far we have sold 380 memberships and not one has requested a refund. Those numbers speak for themselves.

8 - How could you possibly eliminate the chance of failure? Can you guarantee that paying $13 will do that for your users?
Yes, we have a 7 day money back guarantee.

9 - What are daily cash prizes? Can you explain about them?
Every week we have a question for only TeamEarners members. Those who give the best answers win cash prizes anywhere from $10 to $1000 per week. It's that simple

10 - "Join now and if for any reason you are not 100% satisfied with all that we have to offer you just email us within 7 days and we'll give you a complete refund." You said. What do you exactly mean by satisfaction?
If for any reason you feel the $13 membership fee was not worth it, then request a refund, no questions asked.

11 - A pessimism is growing among online investors. I mean they are mostly losing their trust in online businesses. Have you got any plans to change the atmosphere and make this world as brilliant and lively as it was?
The 6 of us have been earning more then a living online for years now. We are confident that if you read our guides and take our advice you will succeed.

TeamEarners Forum

2008-05-12T19:38:00.006+01:00

“It doesn't matter if you're into Adsense, blogging, eBay, HYIP, penny stocks, or just boosting the traffic to your existing website - TeamEarners will help you to achieve your goals. By using a unique and comprehensive approach we guarantee your results. So go ahead and spend the next three and half minutes reading this short page to learn how you, too, can see a dramatic rise in your income...” This is what you will find in the TeamEarners Homepage. TeamEarners is a newly started forum. It can be defined as one of TalkGold’s sub forums. But unlike TalkGold the membership is not free. If you want to join, you’ll have to pay $13 for 6 months. This payment can be made using Visa Card, Master Card, PayPal or LibertyReserve. Of course it has a referral program, so each downline will get you $2 and if you are active in attracting members, you’ll be able to collect a lot of money!
As you may have noticed up to now, TeamEarners is a different forum. Actually it’s not just a forum to exchange ideas and experiences. It is much more than that. It’s a place where you can find a lot of information about online money making because there are lots of e-books to download. It’s a place where you can get advice 24/7 from different experts working for TeamEarners. And a lot more!
Of course there are some side benefits too! For instance when you join TeamEarners, your user name will be displayed in green in TalkGold, so it shows off and others may think differently about you! Or by joining TeamEarners you’ll have access to some forums in TalkGold that are not accessible for everyone. You can find them under the title of “Private Resources” in your account area.
You can also get banners (which in my opinion are different and attractive!) , put them in your site and gather downlines.
And there is special news for monitoring sites: You will get a $4 bonus from TalkGold by joining TeamEarners, which means you have to introduce only $11 members to get your first payment (The minimum limit for withdrawal is $25).

The benefits are reviewed as followed in TeamEarners Homepage:

1.An exclusive community of people just like you: When you join TeamEarners you gain instant access to our private forums where you'll be able to discuss ideas, methods, successes and failures with other people, just like you. By pulling together as a team you will not have to repeat other's failures, instead, you'll be able to take actions that you're confident will work.

2.One-on-one, 24/7, expert advice: We have a team of experts waiting to serve you and help you to earn more money. Because you get one-on-one attention and answers to your questions you, too, will have the confidence and knowledge needed to see a dramatic rise in your income.

3.Detailed guides & manuals written by leading authorities: You get access to an ever-growing collection of the best actionable information out there. Our guides cover every aspect of making a living online in an easy to follow, step-by-step, way so that you're never caught asking yourself "how do I do that?" again.

4.Private interviews with top online earners & entrepreneurs: By listening to the most successful online earners spill their secrets you'll not only be inspired to achieve maximum results but also have the inside knowledge needed to overcome your roadblocks and push past the tipping-point to your success.

5.News, trends, statistics & studies: You get access to the latest information so that you're always ahead of the game. Our members aren't just successful - they're the leaders of the pack. You, too, will be a leader with our up-to-date resources that will boost your bottom-line.

6.We'll build your referrals for you: When you join TeamEarners you get to use our exclusive referral builder which will help you find affiliates for any online affiliate marketing program, autosurf, hyip, or mlm. This is a very powerful tool for passively growing your residual income and achieving financial success.

7.Daily cash prizes: We have daily and weekly cash give-aways to our members ranging from $10 all the way up to $1,000! All that you need to do is be active in our members area and you're eligible to win, and win big....

So this was nearly all you needed to know! For more information visit TeamEarners yourself and also wait for the great interview we’re going to have with the admins! Stay in touch!
P.S. Remeber if you become our downline by clicking here,you will get $1.5!.