HYIP Monitors

As the interest for HYIPs grow every day more and more peolpe bring a fortune to the business but sadly most of them lose all they have since they don't have enough information. Therefor investing in HYIPs, just like every other business, needs wide education.

There are several sources of information about HYIP programs, although none of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Without the right information it may be much harder to be a successful investor.

One of the main sources of the HYIP information are the HYIP monitors. HYIP monitors list all HYIP sites and provide with some basic information about the program, as when it was started, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information - if the program is paying or not. Some programs continue operating even after they’ve finished to pay their members and while experienced investor may always find out easily if the program still pays or not, newbie investors may sometimes lose money on such programs.

All HYIP monitors work in a very simple way, they just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves (of course good monitor admins check the votes and delete the fake ones!), but still the majority of votes are usually made by real people, which were happy after they got paid or angry when they lost it! So pay more attention to the bad votes.

Good programs are never marked with "not paid", so if "ANY" HYIP monitor claims that the program is not paying, stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. Look for more information about a program before considering an investment.

HYIP monitors earn from the interest paid by the HYIPs, but also form referral comissions (not 100RCB.com!) generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $10-$50 to get his HYIP listed. This money is invested aftewards into the program.

HYIP monitors are great to check the program and see if it pays, but using them also needs wisdom since they may list programs paying high returns, like over 10% daily and these HYIPs usually don’t last long, so a lot of people get scammed by believing that the program is able to generate this kind of interest for a long term period.

Use HYIP monitors (Not just one but several) to find new programs and don't forget to visit 100RCB.com for a good list! Also remeber to check every monitor's scam list,too. In addition use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor.
Wish you luck!

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How to avoid a Ponzi Scheme

This article discusses the signs and the tips how to avoid one of the greatest fraud in HYIP. I am absolutely sure that any person regardless of being a HYIP investor or not has ever heard about this horrible but very talented type of scam.
Everything began with Charles Ponzi who in 1920 perpetrated the fraud to which his name has been forever since attached. The structure of the Ponzi scheme is very simple, in other words, a promoter of a “Ponzi scheme” takes in investor’s funds and pays the investors “profits” from the investors’ own money or from funds from new investors.
The payment of “profits” to the investors attracts other investors, as they see an investment that is paying usually high returns and there is proof right in front of their eyes (investors are being timely paid). The important note is that these are not really “profits” because usually no profits are generated.
There are some kinds of promoters of Ponzi Schemes. The first type is a fraudster. The fraudster is the person who sets out to create a Ponzi scheme. He knows exactly how they work and usually has done them before.
Secondly, a broker brings the investor into the deal. Brokers are people who make their money from the commissions they are paid by the promoter. These commissions are a portion of the funds that the investors invest with the promoter. If the broker is productive at bringing in investment funds, the promoter will make sure that the clients of the broker are paid and that the broker’s commissions are paid. Thus, the broker can sell the investment to others with his own personal knowledge of payment and sell with added zeal. The broker becomes a true believer.
The third type of the fraudster is an affinity investor. Affinity investors are people who are associated with a group, and members of that group often include the promoter and/or the brokers. Because of being a member of the group the investors trust the promoters and/or the brokers. Often these affinity groups are religious in nature.
The following type is a center of influence investor. A “center of influence investor” is an investor who is highly respected with a reputation for being a sound citizen. He is mentioned as an investor to potential investors, and they feel that if this highly respected man is an investor, then it must be o.k. to invest. Usually the “center of influence investor” is innocent of the deeds of the promoter, and he has been sold a bigger bill of goods with even greater promises.
However, sometimes the “center of influence investor” may be a part of the scam. Or the “center of influence investor” may be an investor with a name similar to a real person or company that is credible, and the similarity in names will induce the investors to invest. For example, a trust with a prominent name attached is often used to mislead the investor to invest.
The last kind of promoters is an initially innocent promoter. A close friend or relative often will innocently induce the investor into the deal by proclaiming that he has been timely paid. In details the structure of this Ponzi scheme can be seen in this way: An initially innocent promoter usually has been told by a broker or a fraudster that he can make many times his money if he will invest with them.
Often these are high yield investment programs. The promoter usually has little or no money but he has the ability to raise money through his own contacts and through brokers. For example, he reasons that if he can raise the money and pay the investors 50% a month, then he can keep other 50% as his profit. So he raises the money from all the investors, gives it to the fraudster to invest in the 100% a month deal. Unfortunately, the fraudster steals the money.
We see that all the promoters of a Ponzi scheme can work very clever and sometimes it is almost impossible to find a difference between a real HYIP and a Ponzi scheme without real profits. The Signs of a Ponzi scheme are following:
1) Outrageous Profits. The profits are too good to be true. For example, could a real high yield investment project promise 150% a month? Never, believe me!
2) Excuses for Non-Performance. After sometime in the investment has passed, the promoter makes excuses for the non-payment of profits. He will often blame it on third parties not performing or on the actions of a government. These excuses will change from time to time, but there will always be a promise to pay followed by an excuse and non-payment.
At first the investors tend to believe the promoter but as promises of payment go unfulfilled, the investors become apprehensive. The promoter may pay some partial payments to those who seem to be the most threatening. A threat of filing a civil suit generally means nothing as this only gives the promoter more time; the court action stops everything in his favor.
Most promoters feel that they will make enough money if given enough time to pay all the investors back their principal; however, this seldom happens. On the other hand, there are some promoters who just need time to get out of town and out of the jurisdiction to avoid prosecution and payment.
3) Refusal to Return Principal. When a demand for the return of principal is made, there are more excuses followed by non-payment.
4) Term of Ponzi schemes. Most Ponzi scheme will last for at least 18 months before the excuses begin to run “thin” with the investors leading to the eventual acceptance of the reality that there are no funds to pay investors. However, some Ponzi Schemes have been kept afloat for many years before their collapse.
According to my HYIP experience, though the investors know about existing the Ponzi schemes and their signs, they still get into a Ponzi scheme and still loss their money. Certainly, most potential investors want proof that the investment is not a fraud, but you must be very careful: Ponzi schemes appear and develop constantly!

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HYIPs vs Autosurfs: Which Is Better For You?

A high yield investment program is essentially an investment in which you have the choice of how much you can invest in the program, hoping for a high yield. Any amount can be invested in a HYIP, and in fact small amounts works rather well for HYIP’s, but there is an advantage (and disadvantage) to using large investments.

An autosurf is better known as a “traffic exchange”; a person buys advertising that is placed in rotation with other advertisements. Each advertisement usually lasts less than 30 seconds before it is replaced with another ad. The viewer has the option to click on the ad for more time to look at it. By viewing ads, a person can accrue an income, and some people actually accrue hundreds daily, especially as accounts usually have some kind of compound interest attached to them. To upgrade the account level, money must be invested into the account (making autosurfs an investment opportunity).
Both plans can yield a substantial return depending on time and money invested. HYIP’s offer potentially higher yields, but also have higher risks involved. On the other hand, autosurfs offer lower yields and require much more work. Depending on what kind of money you are looking for, and what kind of investment plan better fits your model, either one can work well for you.

HYIP’s are excellent if you just want to invest, and the risk isn’t an issue for you. After all, they do offer substantial yields for the money invested, and it’s mostly just a matter of looking at various HYIP’s to find the one that you’re satisfied with. But, the risk involved can turn people off, especially if the investor doesn’t like risk, or can’t afford to risk any funds. An autosurf has no risk, and offers a compound rate on any moneys generated by the person, but requires actual work in order to accrue the money. Still, the lesser risk can be seen as an advantage.

Both plans carry a small side risk: They can lead those involved into ponzi schemes. In essence, some HYIP’s and autosurfs require new investors to pay off old investors, rather than using funds generated by the investments to pay off all investors. By doing so, they are using a ponzi scheme, which is illegal. The danger of HYIP’s is well-known, and autosurfs carry with them the added problem of not being registered as investment companies. Always investigate any business you plan on investing any time or money into, especially if it’s online.

If you enter into either with your eyes open, then they can represent good investments. Just consider what you end goal is, and how much time and/or money you can put into it, as well as what kind of risk factor you want. By deciding that, you make the decision as to which is better for you. Just remember to check out all the variables, and plan accordingly.

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How to Test Spend?

Test spend is a wonderful concept that you must understand and practice while making any HYIP investments.So lets begin this discussion on understanding test spend:
What is Test Spend? Test spend can be explained as a small initial deposit made in a new HYIP to assertain its viability.
What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not.Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it.Since a HYIP is new,you probably don't know whether it is a paying or a scam programme.So making a test spend can tell you the reality of the HYIP.If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spend.If all goes right then you can move further to making your real investment and reap the products.This step of making test spend assures that the programme is paying at the current time.
And if the HYIP is a scam then you will not get your returns.So don't make any further investments.Thus you are also prevented from being scammed of a larger amount(the larger amount you had initially planned to invest in this particular HYIP)
What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support,total(& timely!) interest returns,and any other facilities that the particular HYIP may promise to its investors.
What things to monitor after making a test spend? It is very important to monitor all returns after a test spend.Look for the following:
-Is the HYIP giving back your interests?If so then is the payment made at right time?If the HYIP's payment system is automatic then you must be getting your returns without requesting for it.If the payment is manual,then once(or more times) request for your interest and see if the payment is actually being made.Many times the payment is not made at all (in both automatic or manual methods).It is best to avoid further investing in it.In some cases the HYIP may declare that it is not able to make payments due to some genuinr problems and would soon resume payments.In such cases wait till the specified time and see if the payments have begun..Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away!So you must not invest more till you are fully sure that the HYIP has started paying regularly.
-Next thing to monitor is their customer care service.See if they make prompt replies to your querries.Also some HYIps offer free online chat with the website administrators.Try to use it and see if its working!
Where to use test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments(say more than 100$)
How much to test spend? The test spend should be always minimum.Thus invest only that much amount which can be accepted according to the particular HYIP's policies on minimum investment.
How much time to monitor? You should monitor atleast one week or more as per the situation and the particular HYIP's payment schedule.

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How to become a hyip player and end up with profits

After introducing HYIPs and the terms related to them,we are going to introduce some basic rules to make profit out of HYIPs.

In the hyip world, hyip playing refers to joining or depositing money and leave it for certain amounts of time, then rate of return being added to the initial money deposit based on the chosen plan, and finally withdraw any balance that is available to withdraw.

However, sometimes, they carry forward their available balance to withdraw for the next duration or what we used to call as compounding. Individuals who participate in this activity are referred to as hyip players or investors or even gamblers.

‘Investors’ is a term most commonly used among hyip related community. While ‘gamblers’ is another term that best describes those people who are taking part in hyips. But I prefer to use the term ‘players’ as hyip is no more than just a game and no investment involve at all, ever!

Choosing the right hyip could be hard work. There are hundreds of different programs to choose from and offer varies returns to you.

For some people, the most attractive programs available include high ROI hyip and while this is the highest risk option, skilled players are able to enjoy good returns by entering and exiting the game at precisely the right time.

Basically a hyip admin will handle the funds of a group of people, who then take a stake in the pool and spread the risk between them. Good returns are still possible if you play the hyip the right way.

A hyip that typically offers smaller ROI than general hyip could be lasted longer for about 6 – 8 months. This low ROI type of hyip works in much the same way as an ordinary hyip, except they always pretending to be as a real business.

There are also many ways in which you can play with hyip. Some options will involve you depositing a sum into hyips and you can withdraw the initial deposit at anytime. Other programs will involve you depositing a sum into a scheme for a set period of time before you get back your initial deposit at the end.

While profit is never guaranteed in any hyip, there is no reason why you cannot enjoy substantial gains from any hyip that you choose to participate in.

It is easy to become a hyip player, but many do not stick to prudent, common sense playing principles, which is why you must have heard that all of them lose a lot of money. In reality, this is not hundred percent true, some players do often make money because they put efforts to study, read the latest news, investigate and conduct due diligence on the hyips as well as discuss and exchanging information among the hyip related community.

Having said that, add that in order to become a successful hyip player, but you also need to follow sound hyip tenets and get a basic grip on the hyip world.

There are some basic issues faced by the hyip players. Newbies regard hyip playing as a glamorous, hotshot and surefire way to make money via online easy and fast. It is anything but that. Hyip playing is about acting swiftly while entering and exiting hyip points at the right time, on the right hyips and making profits.One has to be street smart and nimble to survive.

You must understand the hyip world and different strategies should be applied to different types of hyip plans. You need to work with adequate working capita and that amount must be an amount which you can afford to lose.

Online hyip players also have to consider other variable costs such as internet connection and electricity bills. You must use your judgment wisely when it comes to entering or exiting hyip points.

There are also some hyip playing problems and you need to know how to overcome them. Many players do not pre determine their exit hyip points prior joining any hyips. They wait to gain some more out of the game. The result is that many times profits fade away and losses build up. As a player, you must learn to snake in and out of your positions as quickly as possible and be content with small profits or losses.

Some players do not exit the hyips at all, instead they just ignore and leave the money on the hyips until it is too late. The result is that they have very little or no initial working capital left because of which they are not able to play anymore, and that might frustrate them.

You should play within your financial capacity and at no time overextended yourselves. Overextending yourself will lead to more stress. Sometimes players get emotional about the hyips they join in and feel like keeping their money in the hyips for a while. On the other hand, some players act in swiftness after noticing red signs or the alarm bell rings on the hyips.

You must be wary of joining in hyips of suspicious hyip admins even tough such hyips are paying and becoming hot picks. Typically, you must stick to playing with strategies and cautious and try to avoid ordinary ones. Having said that, some rare opportunities in ordinary hips can be taken advantage of by these players.

Stop trying so hard to make money. If you are newbies, instead of making money in easy and quick way, make your primary goal to get to a break even position on each game. As soon as you can, convert your protective break even exit hyip point to profit exit point.

In the world of hyip, it is expected to take a loss, even those who are experienced players know that it is inevitable. With that said, let us have a look at things you as a hyip player should be aware of, how you can take a loss effectively and use it towards the greater good of your hyip world.

This is what you need to know if you want to become a hyip player. So, go ahead, accumulate enough intitial working capital, use your judgment, and then play the game to go long on profits.

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An introduction to HYIP

As the phenomenon of HYIPs is growing bigger and bigger on the internet today and lots of people are earning fortunes investing in these programs, it will be a good idea to know more about these strange and of course interesting programs. As a result we will start this blog by introducing HYIPs.
HYIP, which stands for High Yield Investment Program is just what it sounds like, a program offering a high yield investment. HYIPs are offering probably the most profitable investments available today. HYIPs are using different investment strategies. Some invest in stocks, others in property. There are even HYIPs investing in other HYIPs. Probably there are also programs that are not investing at all; they use Ponzi Schemes. It means that they pay to the uplines from the money they get from the downlines! As simple as that! So it won’t be surprising if they become scammers very soon.

HYIPs are popular among people because every one can invest in them i.e. you can start your business using just $1! Fantastic, right? Undoubtedly another reason is the interest rate they pay! In some cases they offer 25-40% daily which is much more than a bank rate(10-12% in a year)!
Most HYIPs use different e-currencies as their way of accepting funds from members. E-gold, Liberty Reserve, Pecunix, Web Money, E-bullion, and Alert Pay are the most commonly used ones and we will explain about their cons and pros later. E-currencies make instant and secure money transfers possible online and have really paved the way for HYIPs.
«Financial security», «economical independence», «$*** monthly (daily, yearly)» - these are slogans that became an inherent part of HYIP idea, because they most precisely reflect the principle, provided by “high yield investments”. The principle is wealth!
Any way while the statements above are not lies, they don’t give you the whole picture. Many program owners are scammers. Their only will is to run with your money. There are more scams out there than serious long term programs. Over the years large amounts of people have lost their money as a result of being involved in High Yield Investment Programs. However, not being aware of the risks is the main reason why people are losing their money. There is a great number of cases where people have thought they’ve found an incredible opportunity and gladly invested their entire fortune. When the programs later went out of business, the consequences have been devastating. So try to always have this famous statement in mind while investing in HYIPs : “Never invest an amount you can not afford to lose”!
Although there are unserious players in all markets, the HYIP arena seem to have more of them than many other industries. The reason for this is the big amounts of money involved and the fact that it’s pretty easy to steal money on the net.
Taking both the negative and positive aspects of High Yield Investments into consideration, the conclusion is; If done right, High Yield Investments can be extremely lucrative.

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