Interview with MMG admin

Today's special is an interview with MMG Admin which I'm sure you'll enjoy! Notice that the questions are the same as those we asked DTM Admin. This gives you the chance to compare the answers!

1 - Hi, first of all please kindly give us an introduction to your forum (Don't forget to mention the starting date of the forum and of course your name!).
My name is Yippee and I'm currently an admin at MoneyMakerGroup.com. MMG was started in July of 2004 by Jason (ASFx) and is quickly becoming the web's premier financial destination. We have reached over 100,000 members in less than 4 short years, and are viewed by over 6,000 unique visitors daily.

2 - What benefits can users get out of your forum?
Our new mission and goal is to develop a web-environment that fosters true wealth by providing education, intelligent discussion, and access to real-world results through people who consistently achieve them.

3 - Do you charge users for using any service?
MMG is free to all users, however we do have some upgraded memberships available.

4 - What was the main purpose of starting this forum, I mean was it meant to be just about HYIPs and surf programs or you wanted it to be more general? MoneyMakerGroup forum was originally started to give members of online programs a neutral place to gather and discuss the programs they are participating in. Many of the same members were observed all over the internet in the same programs, but discussing each program in the respective program chat room or forum. Many times you could not honestly discuss the program with others and get unbiased information, therefore MMG was started to provide this type of place.

5 - Based on the picture you had in mind, how successful your forum has been?
MMG has been wildly successful, and we anticipate even greater success in the future with our 2008 MMG makeover.

6 - Do you participate in any program (HYIP or surf) at the present time? Have you ever been an investor? What's the biggest amount you have lost? How about earned?
No, I personally am not participating in any hyip or surf program at the present time and have not for a very long time. In the past I only played a few hyips, but I did like the autosurfs back in the days of StudioTraffic and other large, long running programs. I cannot tell you the largest amount I've ever lost because I haven't lost a very large amount in comparison to what I've gained. I was diligent to always get my principal out of the program as early as possible. Several years ago I was fortunate enough to make some very large profits but I prefer not to disclose the amounts.

7 - Have you ever run a HYIP or surf site (Feel free not to mention the name)?
No, never.

8 - Do you ever take sides in arguments about different programs?
No, never.

9 - Have you ever done anything (such as banning the admin, closing the related topic or adding the program to scam list) that has made a program scam?
Nothing that MMG does can "MAKE" a program scam, that is totally the decision of the program admin. We ban the admin of a program if they are found to have multiple ID's on our forum, or if we find them to be employing fake paid posters, and then sometimes the topic will be moved to the "closed, inactive, and offline" section of the forum. We do not have a "scam list".

10 - If some people try to destroy a program by sending bad votes on your forum, what is your reaction? Do you supervise all the things that people write on different threads?
First of all, MMG is a discussion forum - not a monitor, therefore we do not have a "voting" system here. If members are found to be trolling they will receive a warning, however our definition of trolling may not be the same as yours. We believe in free speech and we allow both sides of a discussion about a program as long as MMG rules are followed. It would be impossible for MMG to supervise every post in every thread on our forum due to the fact we are going on 5 million posts, but have a very small staff of moderators.

11 - There are many people who get paid for sending posts on different threads. What is your strategy toward them?
We feel this is dishonest and deceitful and MMG will ban them without notice, along with the program admin whenever we find them.

12 - Have you ever decided to close or sell the forum (If yes, tell us the reasons and explain why you didn't so)?
MoneyMakerGroup.com is still here, isn't it? :-)

13 - As you know lots of HYIP and surf sites start each day and they usually have topics in your forum. For many of them it is obvious from the first look that they are going to scam soon (for instance 300% daily!). Have you ever tried to stop people losing money in such programs by closing the topics or informing newbies? Don't you think you are kind of responsible?
At one time we tried to move this type of program to our scam section back when we had a scam section a couple years ago. However, we stopped this practice as we now believe it is not our job since we are a discussion forum - not a monitor. We cannot judge each and every program that starts a thread on our forum, and we feel it is the members job to do his own due diligence and use common sense before entering any hyip or any other type of program. NO, we do not think we are responsible in any way, shape, or form. We are here to provide a place for discussion, we do not give investment advice or recommendations, and because we do not give advice or recommendations, we are not responsible for anyones losses. People must learn that they are responsible for their own actions and decisions. All members who join our forum have agreed to our T.O.S. which describes our policies in detail.

14 - Do you think HYIP and surf programs can make constant income for any one? How reliable is the income?
HYIP and surf programs are very volatile and are always a high risk, therefore I would say they are NOT reliable. If they were, we would all be rich, don't you think?

15 - How long do you think it takes for a starter to learn how to gain money out of HYIPs and surf programs? Basically do you suggest people to enter this world?
I don't feel there is much to actually learn, it's a game of chance in my opinion. I would only suggest that people play hyips, etc. if they have spare money and then only for fun.

16 - What can people do to make more profit online?
Come up with a unique idea or product that people need or want to buy, and then sell it everywhere they can find.

17 - Do prefer HYIPs or surf sites? Why?
I play neither, but when I did I preferred autosurf sites because I had better luck with them and I usually enjoyed the surfing.

18 - Can you give us the name of five good programs running now?
No, sorry. As I mentioned above, MMG does not give any program recommendations or investment advice.

19 - What do you think about monitoring sites? Do you think they can also be scammers?
I'm sorry, but I don't have enough time to tell you exactly what I think of most monitoring sites, and yes I do know for a fact that they can be scammers.

20 - What do think about 100RCB.com and our blog? How useful do you think the blog can be for investors?
Unfortunately I have not taken the time to read your site and your blog so I cannot comment on them.

21 - What question did you like to be asked that was not found in this interview? Please answer that too!
I cannot think of any other questions that you haven't already covered.

22 - Was this interview boring?
Boring? No.

Read more!

Interview with DTM Forum Admin

As we promised to offer unique information, now you can read the interview with DTM admin for the first time on the net!
Don't be surprised because there is still more on the way! Just remember to visit us every day and get rare information!

1 - Hi, first of all please kindly give us an introduction to your forum (Don't forget to mention the starting date of the forum and of course your name!).
Greetings,
My name is John Raven and we started the DTM Internet Marketing and Webmaster forum about 2 years 7 months ago which is Nov 2006. We are glad that over the years we have grown and learn so much about our industry. We are always trying to provide more value for our members. You can view the forum here: http://www.dreamteammoney.com

2 - What benefits can users get out of your forum?
The purpose for any forum is for you to learn and network with like minded people. Learning is one great time investment because knowledge can be your greatest asset. Members of the DreamTeamMoney forum can expand their network by meeting new money makers from anywhere in the world. Network is also one of your greatest asset. Learning, Posting, Sharing, Networking and Earning is what it is all about.

3 - Do you charge users for using any service?
The DTM forum is 100% free for use but you can choose to upgrade your account which is 100% optional. Upgraded members can have extra benefits like:
1.)More exposure on any of your post or topics.
2.)Your username appeared in red, green or blue depending on your upgraded package. This means more exposure and better branding of your name in the forum. You must understand that attention and exposure = money!
3.)Bigger PM box which means lesser chance to miss any important Personal Messages.
4.)Advertising – Banner impressions for you to promote any of your programs.

And much more. You can read more about DTM Lifetime membership account here.

4 - What was the main purpose of starting this forum, I mean was it meant to be just about HYIPs and surf programs or you wanted it to be more general?
We have many users coming to the forum to check information on HYIPs, Autosurf, MLM, GPT and other investment topics. But we are a General forum and we cover topics like Internet Marketing, Affiliate Marketing, SEO, Webmaster, Forex, Stocks, E-currency, Blogs, Health and many other topics. Check out the forum to find out more.

5 - Based on the picture you had in mind, how successful your forum has been?
There is still a long way to success for the DTM Network. If out of 100%, I think we are only 16% there. We are improving and injecting new ideas to the forum EVERY single day! Our goals is to be one of the top Internet Marketing and Webmaster forum on the internet. Learning, trying and doing it is one way to reach a greater height.

6 - Do you participate in any program (HYIP or surf) at the present time? Have you ever been an investor? What's the biggest amount you have lost? How about earned?
We are not an investor in any HYIPS or surf. We are a discussion forum that builds network and a place for serious marketer to meet and chat about almost anything under the sun. But our niche is money making on the internet.

7 - Have you ever run a HYIP or surf site (Feel free not to mention the name)?
The last thing we will do is to run a HYIP program. Our goals are to provide the best place for money making and webmaster discussion. We are a social networking site that provides networking and learning values for our members. We will never recommend or run any type of investment program.

8 - Do you ever take sides in arguments about different programs?
No, we will not be involved in any program arguments unless someone breaks the forum rules. The moderator job is to make sure DTM forum has little to no personal attack or spamming issues. We do our best to keep the forum rules on top at all times providing the ideal place for sharing and discussion.

9 - Have you ever done anything (such as banning the admin, closing the related topic or adding the program to scam list) that has made a program scam?
No, none of these has happened so far and I must say thank you to the moderators that always do their job fast and fair.

10 - If some people try to destroy a program by sending bad votes on your forum, what is your reaction? Do you supervise all the things that people write on different threads?
It is almost impossible to supervise all the threads in the forum. Whenever there is a report made by the members, we will look into it and solve the problems accordingly.

11 - There are many people who get paid for sending posts on different threads. What is your strategy toward them?
We will warn or suspend any members who are paid to post in the forum. The last thing we want in the forum is useless information or bumping of the thread to keep their topics on top without providing information or value to other members.

12 - Have you ever decided to close or sell the forum (If yes, tell us the reasons and explain why you didn't so)?
We are not planning to sell DTM at the moment. Doing what you love most is important to us. Building a dream forum is our passion and the first thing I wake up every morning is asking myself "What can I create for others today" That is what passion is all about.

13 - As you know lots of HYIP and surf sites start each day and they usually have topics in your forum. For many of them it is obvious from the first look that they are going to scam soon (for instance 300% daily!). Have you ever tried to stop people losing money in such programs by closing the topics or informing newbies? Don't you think you are kind of responsible?
We will usually move crazy plans like that right into the closed/scam forum. You know it hurts to see even strangers losing money, not to mention our members.

14 - Do you think HYIP and surf programs can make constant income for any one? How reliable is the income?
I think it is hard to make a constant income from HYIPS or Surf because it is all about luck and the timing you go into a program etc. No one should trust their food with someone they don't even know on the internet. Never invest in anything you cannot afford to lose.

15 - How long do you think it takes for a starter to learn how to gain money out of HYIPs and surf programs? Basically do you suggest people to enter this world?
As we said before, it is a money game and luck is involved. HYIPS may be illegal in some countries so please do your DD before investing in them.

16 - What can people do to make more profit online?
By gaining knowledge! Knowledge is power and it is your greatest asset. Anything you learn follows you forever. The first step to making money online is to stay at forums learning and networking. Do not be afraid to ask question in the Newbies forum when you need. Ask and you shall receive. Posting, Learning, Sharing, Networking and soon you will have your Earnings.

17 - Do you prefer HYIPs or surf sites? Why?
No preference, We are a Money Discussion Network and we do not have any preference on any investment program.

18 - Can you give us the name of five good programs running now?
We do not offer recommendation on any program even if they pay us to do that. You will have to do you due diligence before entering any program and always remember the golden rule "Do not invest in anything you cannot afford to lose"

19 - What do you think about monitoring sites? Do you think they can also be scammers?
There are many Monitoring sites, some are good, some are bad. They shouldn't be categorized as scammers because they are only providing services to the HYIP members. Choosing a honest monitor is very important. Do not simply trust any monitor you see. Here's a list of investment monitors you can refer to.

20 - What do think about 100RCB.com and our blog? How useful do you think the blog can be for investors?
I can see you are very serious in your business and very hardworking too. By providing interviews, you are already providing more value to your members compared to other sites. We hope you will grow into a well known site one day but remember Rome was not built in one day. Building any business is not a 100% sprint but a marathon.

21 - What question did you like to be asked that was not found in this interview? Please answer that too!
Nothing for now but if we do, we will email you in future.

22 - Was this interview boring?
Nope, we have fun clearing doubts and letting you know us better. Thank you for your time on preparing this interview and thank you readers for taking your time to know DTM Internet Marketing and Webmaster forum better!
If you are not a members of the fastest growing Internet Marketing and Webmaster forum, you can sign up here.

Read more!

Interview with ProfitsAddict Admin

A good program running these days is ProfitsAddict. In the following interview you can get full information about the program and decide wether to invest in it or not. Any way in my opinion the answers seem to be honest! Read for your self:

1- Hi, First we are interested to know a brief introduction about you and your business background.
Hello, first we like to say thanks for having us here. My name is Christopher Lewis, I am the manager of ProfitsAddict.com. There are 2 other people who are directly involved in our Investment project,Ben Geller - who responsible on marketing and publication of our program, and George Castlereagh - Our investment consultant.
Each of us has been working in this arena for years ago, for instance, Ben was PIPS marketing staff back 2005, and George has been investing in private investment program since 2001. We believe with our extraordinary networks we could create a stable daily cash flow and a solid member database.

2- How come did you decide to run ProfitsAddict?
After seeing so many programs with potential going down because of scripting problems, bad marketing , payment problems, hacking, greedy admins and the list may go on. We decided it was time to establish a safer place for high stakes investors.

3- How did you determine your plans? Are there any statistical studies behind it?
We offer 15%-20% daily for 8 calendar days, principal is not returned, so return profit will be in range of 20% upto 60% in 8 days.
Yes, we used quite some time for calculating these plans for the long run, considering the diversity of our investments. As investor may realize our program doesn't offer principal back, so the daily profits from our plan are between 2,5% upto 7,5% daily. which is affordable on right investment opportunity. we’ve chosen plans that are still attractive for nowadays investors but are offering stability in the long run.

4- Where is ProfitsAddict hosted? Are there any special features about this hosting?
We are hosted at BLCC hosting, they have one of the best DDos protection.


5- How long has ProfitsAddict been online? How long do you expect it to stay in the business?
We just been online for 10 days. Well we do not expect to close in any time soon, thats for sure.

6- Are any new plans going to be introduced in the future, I mean will there be any improvements to attract more investors?
There will be improvements feature such private forum for our members, we also plan to install several foreign language in near future.Interest plans won't change in near future.





7- You accept only e-gold and LibertyReserve. Why didn't you consider AlertPay or e-bullion as a choice?
Start from today we accept Altergold along with LibertyReserve e-currency, we just implement AlterGold payment system couple hours ago.Although it still on beta test, Altergold is a payment processor we strongly suggest to our investors for carrying out their investments.
We might consider AlertPay or E-bullion in near future if our members demand them.

8- Your rates are pretty high. Where do you invest the deposits to get such high rate?
The main income of ProfitsAddict is come from private investment program, we diversify our investment to private investment programs which offer greater return, without doubt it also offer greater risks, however with George Seven-years successful experiences in private investment program allows us to get maximum profit from investments and to minimize losses from not successful investment.

9- How can users contact you? Do you have an office?
At the moment we haven't established our own office, For now we only support member by mail contact, however selected investor may provided with phone support.

10- If you were an investor what kind of HYIP did you possibly invest in?
Definitely not the scam one :p, every investment has their own risk, My strategy would be Return > Risk.

11- Now as a HYIP admin, what kind of monitor do you choose? Do you think that monitors can be a good source for investors?
There is certain research when choosing a monitor, like their traffic, prices, and most important their professionalism.

12- Which method do you think is the most useful one in attracting investors to a program?
There is no other method better than keep paying your investor.

13- What do you suggest our users to always remember while investing online?
Never regret. If it's good, it's wonderful. If it's bad, it's experience. and of course the golden rule: "Do not invest what you can't afford to lose"

Read more!

Interview with Tradelite Admin

Thanks to Mr. Martin Mitchell, now you can read fully answered interview questions after a long time. But the more you read, the more you understand that it was worth waiting. After reading this interview you will feel safe to trust Tradelite and start your investment there, if you haven't started yet! It also eliminates the need for Tradelite to be reviewed here!
So don't miss it! It is absolutely worth some minutes of your time!

1 - Hi, would you please give our visitors a brief introduction about
yourself and your business experiences?
My name is Martin Mitchell and I am the Project Coordinator of Tradelite Online Investment Platform, the online division of Tradelite Finance Corp. Briefly, my job is to manage the day-to-day operations of the department which include but are not limited to: Monitoring of new, current and expired investment contracts; Supervision of investment and withdrawal transactions; Cash-flow management between our brokerage and our online accounts; Platform development coordination; and last but not least, I assign and also complete some of the support related tasks.
My work experience started in on of the “big-five” accounting firms, where I worked until 2002, when I quite because of the Enron fiasco and my dissatisfaction with the management of the company. I started teaching Project Management courses in a local university, where Tradelite Finance Corp. found me in 2007, when I joined the company.

2 - So your company is registered in Panama. How come did you choose Panama?
Tradelite Finance Corp. is registered in file #478913 since March 13, 2005 in the Public Registry of Panama. Please find attached our certificate of good standing (original in Spanish and certified translation in English), which is also available in the Due Diligence section of our Members Area.

I would also like to announce that a few days ago our legal team in Panama City has successfully received the renewal of our special commercial license issued by the Ministry of Commerce and Industries of Republic of Panama. All financial activities we requested to be added to our license were approved. Please find attached a copy of this license (again –original and certified translation).The Government of Panama does not tax income produced from sources outside the country. Other factors have also played a part, including the absence of any currency restrictions, the free international movement of capital and convenient taxation law focused on the offshore businesses. Long recognized as a commercial hub, Panama has developed into a banking and foreign exchange center.


3 - Can TradeLite be named as a HYIP? If so are the risks involving the investments high?
First of all, let me clarify that the Internet is undoubtedly one of the greatest technological advances of all time, but it is also a double-edged sword. The Internet not only provides great opportunities for those with good intentions, but is a haven for criminals as well. The jungle of online investment opportunities is full of fly by night websites and in order to differentiate the real product from the rest, we have emphasized on our ‘Transparent Company’ policy. We have, therefore, provided our members with various documentation regarding our company, trading and operations.

In addition, although they are other honest companies with good intentions, they often become victims of hackers and extortionists, which again leads to losses for their members. As I previously noted, we invested a substantial amount to make sure we have an environment which gives our investors the peace of mind.


4 - What special features does TradeLite have?
Besides any other standard features that we have, our sophisticated investment platform offers the following special features: Advanced Login Authorization with access code delivered by e-mail (and soon by SMS) if IP/Browser changes are detected; Keylogger-proof Security PIN for authorizing withdrawals, internal transfers and changes to account profiles; Advanced technology for automated payment verification and processing. In addition, we offer the flexibility to cancel any of your contracts at any time before its end.


5 - How many people are working at TradeLite company? Do you have an office?
Tradelite Finance Corp. has the following Structure:

Management:
Board of Directors

Trading Department:
K.P. (Forex)
E.S. (Forex)
S.P. (Forex)
T.B. (Derivatives)
N.W. (Derivatives)
I.R. (IPO Dept.)

Accounting & Administration:
G.Bennett (CFO)
P.Leblanc
R.Brown
T.Richter

Investor Relations:
M.Steiner
T.Mayer

Online Department
M.Mitchell (Online Department Coordinator)

For legal and tax reasons, we hold a physical office in Panama City, however our main operations are done through our European office, where most of our administration and trading activities are located.

Again, for legal and tax reasons, we can only accept visitors at our Panama office which is located at the following address in the Business Area of Panama City:
Century Plaza Office Tower - 20th Floor, Office Nr.7



6 - In TradeLite.net home page we can read:"Full Company due diligence documentation available inside your investment account". This sentence might be difficult for new comers to understand. Could you give us some more details about it?
As investors ourselves, we fully understand the importance of due diligence. We have therefore uploaded several documents, including the incorporation documentation of Tradelite Finance Corp., as well as trading history from our main traders. Please note that due to privacy and security reasons, these files are available only to members who satisfy certain requirements. More information can be found in the Due Diligence section inside the Members Area.


7 - One unique feature TradeLite has is the "news" section. Although it is not updated every day but it gives the members and visitors good information about the business. How do you think this section can help TradeLite?
The ‘News’ section of our website allows us to inform our members and visitors regarding any maintenance works on our platform. In addition we also use this section to stay in touch and announce important news regarding the company in general.


8 - How come do you only accept Liberty Reserve? Why aren't you using other processors such as e-bullion or AlertPay?
The main reasons for which we use Liberty Reserve as our main payment processor is that it allows us to cut our operating costs and increase our efficiency in terms of payment processing time. Nevertheless, we all witnessed how the recent downtime of Liberty Reserve paralyzed our operations and we are currently considering additional payment methods for our platform. We have been contacted by AlterGold and PerfectMoney, but weare also considering Pecunix and E-Bullion.


9 - TradeLite's minimum investment is $50 which is much higher than usual HYIPs ($1 !). Don't you think many people may lose the chance to test your program this way?
Not only I can’t agree with you that $50 is a high minimum, but I also think that it is actually quite small compared to the minimum required for investments in bonds, mutual funds or other financial products which often require at least $1000.


10 - Where do you invest the money you get from your investors? Is TradeLite just a Ponzi scheme?
Our traders are mainly specialized in trading on the Derivatives and the Foreign Exchange markets. Most of our trades comprise energy, credit and foreign exchange derivatives, together with moderately leveraged mainly intraday currency trading. A smaller portion of the assets is allocated to high-quality IPOs of companies with strong business momentum and short-term capital appreciation potential. Please find attached a sample of our currency trading accounts, which will give an idea of the returns we are able to generate.

We receive a lot of emails regarding the situation on the global financial markets. In fact we are highly specialized in "short-selling" strategies which allow us to realize significant gains from falling prices. From their experience in trading for JPMorgan, the founders of Tradelite Finance Corp. were familiar with risk-mitigation strategies. This allowed them to develop their own "Value-At-Risk" trading strategy which ensures that at any given moment, no more than 5% of the capital is exposed to
market risk.



11 - What script are you using at TradeLite.net? Is it the same as other HYIPs?
Tradelite Online Investment Platform is a custom-made environment designed to be as user-friendly and secure as possible.


12 - How secure is your web site? Is it really DDOS protected?
Our company has made quite substantial investments to make sure we offer one of the safest platforms in terms of security and protection. This includes, but is not limited to: Main and backup dedicated servers located in a world-class data center; High capacity DDoS protection from leading company; State-of-the-art investment platform with advanced technology for automated payment verification and processing.

We have introduced several technologies aimed at protecting our members’accounts from unauthorized entry: Advanced Login Authorization with access code delivered by e-mail (and soon by SMS) if IP/Browser changes are detected; Keylogger-proof Security PIN for authorizing withdrawals, internal transfers and changes to account profiles; Keylogger-proof Virtual Keyboard for entering account passwords and up to 256-bit SSL Encryption. Moreover, all account data is stored in our database using
strong 128-bit AES encryption.


13 - Do you have any kind of customer support, I mean such as live chat or something?
We currently offer 24/7 email support through our Support Ticket System, but we have also provided our phone, fax numbers and mailing address:

Phone: +507-202-1589
Fax: +507-996-3177

Tradelite Finance Corp.
Century Plaza Office Tower
20th Floor, Office Nr.7
Panama City
Republic of Panama


14 - Are your withdrawals instant? Why?
All transactions on our investment platform are processed instantly. The secure environment of Tradelite provides our investors with the opportunity to dispose with their funds without waiting. In addition, this allows us to cut our costs and focus on other aspects of our operations.


15 - How long do you think you can stay in the business?
When we first started our online operations we made a promise to all our future members that we will never stop developing, improving and adding new features to our investment platform! In our latest newsletter we have even announced the translation of Tradelite in 5 additional languages! The shareholders and the management intend to make Tradelite Finance Corp. one of the leaders in the offshore investments industry. With such a bright future, the company does not have a reason to stop.


16 - How do you estimate your approval among investors? Do you have any plans to attract more investors?
From time to time, we may offer additional investment contracts in case any profitable investment opportunity arises, but these contracts will certainly be limited in terms of availability. The current contracts that we offer have been carefully designed to suit the needs of our target investors and our company operations.


17 - What strategies can you suggest to HYIP investors to maximize their profit and minimize their loss?
I can suggest the following five simple rules:

1. Rely on the numbers and leave emotions out
2. Diversify your portfolio
3. Start small
4. Treat your investment as long term.
5. Only engage the services of professionals

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Interview with TeamEarners' Admin

1 - Hi, Will you kindly introduce TeamEarners? What is the purpose of founding it?
The purpose of TeamEarners is to teach the internet community legitimate ways to make a living online. There are a lot of great guides and ebooks forsale, but they are much too expensive, and lack a lot of detail. Teamearners is affordable at $13, and is as comprehensive as most of the top ebooks all combined.

2 - Some say you just started TeamEarners to limit users' free access to some TalkGold useful materials and then make money by giving them access! Is that right?
No that is not correct. Teamearners is not Talkgold. A part of TeamEarners is hosted at Talkgold via a private forum, but this is extremely valuable information not found anywhere else. Also we have been buying out ebook rights from various authors to offer members free of charge by download.

3 - Can everyone join TeamEarners or there are restrictions?
Anyone with a paypal account, Credit card or liberty reserve accoutn can join TeamEarners.

4 - What is the difference between a user and an affiliate? Do affiliates have to pay $13?
Anyone can be an affiliate. It is free to become an affiliate. Members have access to all the information, guides, ebooks, 24/7 support, and special Talkgold folders. Thats what we are charging $13.00 for.

5 - Who may TeamEarners be helpful for?
Anyone willing to actually learn to make money online with affiliate marketing, domain parking and investing, Google adsense, sports arbitrage, ebay, etc.

6 - What kind of information can be found in TeamEarners?
Pretty much every money making topic you can think of.

7 - On your home page we see words promising an increase in online income. Is it just for attracting users or you really have strategies to make it come true?
Pay the $13 and find out. If you disagree with us, request a 100% refund. Thus far we have sold 380 memberships and not one has requested a refund. Those numbers speak for themselves.

8 - How could you possibly eliminate the chance of failure? Can you guarantee that paying $13 will do that for your users?
Yes, we have a 7 day money back guarantee.

9 - What are daily cash prizes? Can you explain about them?
Every week we have a question for only TeamEarners members. Those who give the best answers win cash prizes anywhere from $10 to $1000 per week. It's that simple

10 - "Join now and if for any reason you are not 100% satisfied with all that we have to offer you just email us within 7 days and we'll give you a complete refund." You said. What do you exactly mean by satisfaction?
If for any reason you feel the $13 membership fee was not worth it, then request a refund, no questions asked.

11 - A pessimism is growing among online investors. I mean they are mostly losing their trust in online businesses. Have you got any plans to change the atmosphere and make this world as brilliant and lively as it was?
The 6 of us have been earning more then a living online for years now. We are confident that if you read our guides and take our advice you will succeed.

Read more!

Interview with the admin of UltimateHYIP

1. Hi, Would you please briefly introduce yourself and your business experiences to our visitors?
Hello Admin! Thank you for having me here. My name is Chris Blake and I am the admin of UltimateHYIP. I had a software company once, but due to ongoing growth and the common problems of financing new and large developments, I took the best offer and sold it to a competitor. That was 1998. I travelled the world then for about two years, visited all the spots I've been before only on short business trips and back home got bored. Then I started to invest some of my funds online, mostly in stocks, forex trading and arbitrage. Ok, on the way through the net I found HYIPs and naturally burned my fingers a couple of times. But I found out soon what's important, where to invest and when to invest. So I had quite some HYIP experience before starting ultimateHYIP - and now we are more than 100 days online and paying as on day 1, on time.

2. Do you think that HYIPs are reliable businesses? Do you suggest HYIPs to all the people who have a little money?
As we all know, most HYIPs had been designed to scam from the beginning - period. But even if you have honest ambitions and the members money is invested, as it is with ultimateHYIP, there is always a risk involved. That's why we are pointing out the risks even on our index page. So one should never invest his saving in any high yield program, coz high yield is high risk. However, we were able to limit such risks and the success proves us right. And to answer the second question, yes I think so. Because it is there only way to get out some more profit for a small amount than their bank or any other source is paying them.

3. What made you run UltimateHyip?
The frustration of seeing every day dozens of HYIPs coming and going with the goal to scam people. I was wondering, if there is no other way to operate such a venture and started with the concept of ultimateHYIP. That was 2006 and it took almost one and a half year of planning and preparations, before we went online.

4. What are your plans? Do you offer referral commissions? What payment processors do you accept? What is the minimum and maximum amount to spend?
I came to stay and I am not willing to leave that soon. But that does not mean that I am planning to open one HYIP after another. My short term goal for the next six months, or let's say till the end of the year is, to make UltimateHYIP a strong, reliable and trusted player in the industry. And for the time beyond there are plenty of possibilities. One might be to register it offshore and going the step from a virtual to a real company.

We are offering 5% referral commission with can be earned and withdrawn by the referral even without having active deposits with us.

Our payment processors are Liberty Reserve - that is our main processor and we encourage our members to invest through them, and further e-gold, v-money and Pecunix and Bank Wires through the Epay System.

5. So, that's pretty nice, you accept nearly all payment processors and your rates are fairly reasonable. How did investors assess you? Do you think you are popular enough by now?
A businessman who said he is popular enough should go and close down his business. In my opinion you conduct a business to go a step further than your closest competitor and stay ahead. We achieved in this short period of time to be one of the top players in the industry, but I am working every day to improve. By the way quite some of our investors are coming from outside the HYIP arena - not most of them, but the larger investors. We are very active marketing our venture outside the HYIP arena.

6. Where do you invest the money you get from your members?
We are investing our investors money in stock trading, arbitrage and to a very small scale of currently around 10% in managed forex accounts.

7. What are some special features of UltimateHyip?
First at all I am there for my members. Six days a week, twelve hours a day. CRM or Customer Relationship Management is barely existing in this industry. I am permanently communicating with my members, our monitoring partners or forum admins. As said before, I am going different ways to market my site. Not only through the three big forums. Withdrawal requests are processed almost hourly between 9:00 and 16:00 (GMT) from Monday to Saturday.

Another feature I would like to express is our VIP service. Each member who already invested a minimum of $1,000 and is willing to invest significant more is getting comprehensible examples of investments, we have done in the near past in different markets to fully understand the system behind our investments and a precise investment strategy with monthly updates. It is important for me to show my key accounts that their money is safe with UltimateHYIP.

Finally please let my address our safety-features. We are using a licensed Goldcoders Pro script and despite what you might have heard about backdoors, SQL injections etc. what happened with pirated GC scripts, I am quite fine with it. It is safe, I have checked it with all the tricks in the book known to me and their support is - also despite what you might have heard, great and responsive. We are using the transaction code feature that requires that for each withdrawal request or change of account data a special transaction code has to be entered. Furthermore we are using the so called Brute Force Handler feature that blocks any account after three unsuccessful login attempts. In this case our members are automatically receiving an email informing them about the login attempts and a link for unblocking the account and we do not allow the change of the email address on file. Our database is permanently mirrored to a backup server. Regarding hosting I have chosen a reliable and responsive host and a SecurePort DDOS protection.

8. Your withdrawals are not instant, don't you consider it as a disadvantage?
No, I don't. That is an additional, call it security feature and all withdrawal requests are monitored, before executed.

9. What strategies do you have to make your program safe?
This question I have answered already, while talking about our special features.

10. What suggestions do you have for the investors to minimize their loss?
Invest wisely, check around and verify your investments - and please give us a try!

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Interview with the admin of OG Fund

1. Hi, would you please give our visitors a brief introduction about yourself and your business experiences?
Hello, I am David Sansom, the owner of OG Fund online trading platform. I have been pretty familiar with offshore investments ever since I started working in the financial sphere back in 1999 and OG Fund is, without doubt, the best project that I have ever worked with.

2. What is OGFund? Is it simply a HYIP or something more?
OG Fund is an offshore investment company that transcends its investments via an intuitive online trading platform. Every member can view detailed information on our daily trading activities or find more information about the fund in an online-based prospectus.

3. Can everyone take part in OGFund? Are there any minimums or maximums for investments/withdrawals?
As long as you are an individual with legal age in your jurisdiction you are allowed to invest into OG "Performance" Fund � the only fund that OG Fund currently offers. The minimum investment is 10 USD.

4. You have floating rates in OGFund, can you tell us how these rates are calculated?
After each trading day (during the closure of at least 4 stock exchange markets that we are involved in) we calculate our yields during this period of time and after applying fees' we present the profits to our investors.

5. Are there any risks associated with investing in OGFund? If any, do you have any plans to reduce them?
There is a fair share of risks - however, the strategies we apply minimize them. We have a full section on risks and the reduction strategies we apply on our website.

6. What are some special features of OGFund?
To name a few � full trading history, live support, always positive daily yields and an intuitive investments platform.

7. Where do you invest the money you get from your investors?
Fund operations and trading is done in worldwide markets, including the stock exchanges in United Kingdom, Brazil, Japan, Germany and Australia.

8. How much are you sure about the security of your website?
The whole system was created by an independent company which has a status of high creditability. We have also hired a system administrator to make sure things are done smoothly 24/7. On top of that, we are protected from DDoS attacks by Black Lotus III level protection.

9. Your script is different from the other existing HYIPs. Where did you get it? Why didn't you just use the ordinary scripts?
As I have mentioned in the previous question, the whole system was created by an independent company which has a status of high creditability. We think it is of paramount importance to have a custom-developed investment platform to provide excellent services for our members.

10. Do you have any kind of customer support, I mean such as live chat or something?
We have Live Support, along with phone, e-mail and website support form contact options. For those who are browsing via mobile devices, we offer ICQ support.

11. Your withdrawals are not instant. Don't you think this may reduce the investors trust?
I actually think quite the contrary. Every business day we go through a colossal process of verifying each and every transaction to make sure that there aren't any glitches in the system. We also test the payments system once per month. Our belief is that members understand that every transaction is taken care individually, therefore the chances of something going wrong are minimized.

12. Do you have any plans for staying longer in the business?(Of course your reasonable rates are just a plan!)
The daily yields we offer to our investors have been calculated based on past experience and are variable in addition. Therefore, after setting a reasonable hurdle rate we believe that we will be able to maintain our investment offer for a long amount of time.

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